Ahmad Pudoli
Teknik Informatika, Fakultas Teknologi Informasi, Universitas Budi Luhur, Jakarta, Indonesia

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ANALISIS SENTIMEN PADA MEDIA SOSIAL TERHADAP LAYANAN SAMSAT DIGITAL NASIONAL DENGAN SUPPORT VECTOR MACHINE Anindya Sasi Kirana; Rusdah Rusdah; Ririt Roeswidiah; Ahmad Pudoli
IDEALIS : InDonEsiA journaL Information System Vol. 8 No. 1 (2025): Jurnal IDEALIS Januari 2025
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36080/idealis.v8i1.3276

Abstract

Motor vehicle users experience rapid growth every year. The increasing number of vehicles contributes to one of the state revenues: taxes. SAMSAT is a state institution with the authority to regulate motor vehicle tax (PKB). As technology develops, SAMSAT innovates through the SIGNAL application, which allows people to make motor vehicle tax payments safely via cell phone. Social media such as Instagram and X have great potential for collecting data to understand public reactions to the SIGNAL application. Comments on social media regarding the SIGNAL application raise pros and cons from the public; therefore, it is necessary to carry out sentiment analysis through a text mining approach using the Support Vector Machine (SVM) algorithm following the Cross Industry Standard Process for Data Mining (CRISP-DM) methodology. This research was carried out through several stages: data collection, preprocessing, modeling with the Support Vector Machine (SVM), and evaluation with a confusion matrix. Data in the research were collected from Instagram social media comments from September 20, 2023, until. 16 April 2024 as many as 3,543 records and 1,335 comments on X's social media from 31 May 2023 until March 27, 2024, with the keyword "SIGNAL application". After the preprocessing stage, the data used was reduced to 3,911 because there were duplicate and irrelevant reviews. based on 3,911 data, it produced 773 positive comments, 1991 negative, and 1147 neutral comments. This research aims to identify public sentiment towards SIGNAL services via social media, such as Instagram. We prepared a dataset of two and three sentiment classes for research modeling needs. Based on the application of the model, a Support Vector Machine (SVM) with a linear kernel produces better scores than the Naïve Bayes and KNN models with accuracy values ​​of 0.88, precision of 0.88, recall of 0.81, and AUC of 0.92 using a 10-fold cross-validation on training data and test data.
Prediksi Non-Performing Loan untuk Analisis Pengajuan Kredit Menggunakan Seleksi Fitur dan Ensemble Methods David Jefri Aruan; Rusdah Rusdah; Ahmad Pudoli
IDEALIS : InDonEsiA journaL Information System Vol. 9 No. 2 (2026): Jurnal IDEALIS Juli 2026
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36080/idealis.v9i2.3851

Abstract

Non-Performing Loans (NPL) are a fundamental indicator of a financial institution's asset health, reflecting loans that fail to meet interest or principal payment obligations as agreed. A high NPL ratio negatively impacts a bank's financial performance, such as decreased profitability as measured by Return on Assets (ROA) and decreased liquidity. Bank Indonesia sets an NPL tolerance limit of 5% of total credit provided by banking financial institutions. Therefore, a predictive model is needed that can detect the possibility of customers experiencing NPLs early. This study aims to identify relevant factors in predicting NPLs and create an NPL prediction model based on these factors. The contribution of this study lies in combining the results of three feature selection techniques: Chi-Square, Mutual Information, and Random Forest feature importance, using the average score eliminated by the Recursive Feature Elimination technique. Several ensemble algorithms, namely Random Forest, XGBoost, Gradient Boosting, and LightGBM, were explored to produce the best-performing model. Then, hyperparameter tuning was performed on the best model. The Random Forest model produced the best performance, with 92.17% accuracy, 78.1% precision, 98.1% recall, and 95.5% AUC. Hyperparameter tuning was shown to improve recall, thus improving the model's ability to measure how much positive data (Current class) was successfully predicted by the model. The results of this study can assist management in making credit decisions. Thus, it is hoped that it can help reduce the number of NPL cases.