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All Journal KATALIS : Jurnal Inovasi Pengabdian Masyarakat Outline Journal of Community Development
Muh. Fardan Ngoyo
Universitas Negeri Makassar
Religion Humanities Education Engineering Environmental Science Health Professions Social Sciences

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Financial Literacy for Generation Z: Strategies for Developing an Economically Intelligent and Self-Reliant Generation at SMA Negeri 1 Gowa. Shadry Andriani; Putu Ananda Devi Nugraha; Andi Nur Wahyuningsih; Ahmad Faqhruddin Abdur Rabb; Muh. Fardan Ngoyo
Outline Journal of Community Development Vol. 3 No. 2: November 2025
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/fepgkx16

Abstract

The rapid development of digital technology has brought significant changes to financial systems and consumption behavior patterns, including among teenagers. Generation Z, as active users of technology, faces challenges in managing their finances wisely amid the ease of access to digital financial services. The Community Service Program (PKM) entitled “Financial Literacy for Generation Z: Strategies to Build an Economically Smart and Independent Generation” was conducted at State Senior High School 1 Gowa with the aim of enhancing students’ knowledge and awareness of responsible personal financial management. This activity employed an educational participatory approach through interactive lectures, discussions, financial planning simulations, and financial games that actively engaged students. The results showed an improvement in students’ understanding of the importance of expense tracking, budget planning, and the wise use of digital wallets. Students also began to grasp the concepts of investment and the risks associated with the use of “pay later” features, which are increasingly popular among youth. Through this program, students were able to distinguish between needs and wants, develop saving habits, and cultivate discipline and responsibility in managing their finances. Overall, the program successfully instilled the fundamental values of forming an Economically Smart and Independent Generation youth who are rational, visionary, and possess integrity in facing the challenges of the digital economy.
Pembelajaran Antar Pulau untuk Penguatan Tata Kelola Laut dan Peningkatan Ekonomi Nelayan: Studi Kunjungan Edukatif Bonetambu ke Langkai dan Lanjukang Adi Zulkarnaen; Muhammad Fauzi Rafiq; Nirwan; Alief Fachrul Raazy; Muh. Fardan Ngoyo
Katalis : Jurnal Inovasi Pengabdian Masyarakat Vol. 1 No. 3 (2025): KATALIS : Jurnal Inovasi Pengabdian Masyarakat
Publisher : Candela Edutech Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63288/jipm.v1i3.11

Abstract

Program pengabdian masyarakat bertema “Pembelajaran Antar Pulau untuk Penguatan Tata Kelola Laut dan Peningkatan Ekonomi Nelayan” dilaksanakan sebagai upaya untuk memperkuat kapasitas nelayan Pulau Bonetambu dalam memahami pengelolaan sumber daya laut berbasis masyarakat. Topik ini penting karena sebagian besar nelayan di wilayah tersebut menghadapi tantangan dalam tata kelola perikanan, terutama dalam menjaga keberlanjutan ekosistem dan peningkatan ekonomi serta degradasi ekosistem. Kegiatan ini dilaksanakan dengan pendekatan pembelajaran lintas pulau dengan perwakilan Masyarakarn Pulau Bonetambu yang melakukan kunjungan edukatif ke Pulau Langkai dan Lanjukang untuk belajar langsung dari praktik sistem buka-tutup yang telah berhasil diterapkan oleh Forum Pasibuntuluki. Metode pelaksanaan meliputi diskusi awal, pre-test, kunjungan lapangan, observasi partisipatif, refleksi, dan post-test untuk mengukur peningkatan pemahaman. Hasil kegiatan menunjukkan adanya peningkatan skor pemahaman peserta terutama dalam aspek kolaborasi, pengawasan sumber daya laut, dan kesadaran ekologis. Selain itu, nelayan mulai mengidentifikasi potensi penerapan sistem serupa di wilayahnya sendiri sebagai bentuk replikasi model pengelolaan laut berkelanjutan. Secara keseluruhan, kegiatan ini menunjukkan bahwa pembelajaran antar komunitas nelayan efektif dalam memperkuat kapasitas sosial-ekologis dan menjadi praktik baik untuk mendukung tata kelola laut yang inklusif dan berkelanjutan.
Co-Authors Ahmad Faqhruddin Abdur Rabb Alief Fachrul Raazy Andi Nur Wahyuningsih Muhammad Fauzi Rafiq Nirwan Putu Ananda Devi Nugraha Shadry Andriani Zulkarnaen, Adi