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All Journal Berajah Journal
Asep Mulyana
Universitas Islam Syekh-Yusuf Tangerang
Education Languange, Linguistic, Communication & Media Library & Information Science Social Sciences

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PENGARUH UU PT TERHADAP KEMITRAAN PERUSAHAAN DENGAN PEMERINTAH Naek Efendi; Pandri Zulfikar; Tugimin Harjotaruno; Asep Mulyana; Dadang Rachmat; Muhammad Ruhunussa
Berajah Journal Vol. 6 No. 3 (2026): Berajah Journal
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/bj.v6i3.488

Abstract

Law Number 40 of 2007 concerning Limited Liability Companies (UU PT) which was amended by Law Number 6 of 2023 (UU PT 2023) provides a new legal framework for the operation of limited liability companies in Indonesia. This change has significant implications for partnerships between companies and government, both in the form of public-private partnerships (KPS), public-private partnership (PPP), and other partnership schemes. This study analyzes the influence of UU PT on partnerships between companies and government using a normative juridical approach and document study. The results show that UU PT 2023 provides greater structural flexibility, strengthening of corporate governance, and shareholder protection that impacts partnership dynamics. However, there are challenges related to harmonization with sectoral regulations, uncertainty in implementation, and governance complexity. This study recommends regulatory synchronization, strengthening of monitoring, and development of technical guidelines to optimize partnerships.
ANALISIS YURIDIS PERLINDUNGAN KONSUMEN TERHADAP PRAKTIK PINJAMAN ONLINE ILEGAL DI INDONESIA Naek Efendi; Hasnah Aziz; Asep Mulyana; Tugimin Harjotaruno; Dadang Rachmat; Juhana Nuryana
Berajah Journal Vol. 6 No. 3 (2026): Berajah Journal
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/bj.v6i3.495

Abstract

Abstract The development of financial technology (fintech) lending in Indonesia has brought significant transformation in financial service access, yet simultaneously raised serious problems regarding the proliferation of illegal online lending practices. These practices involve misuse of consumers personal data, digital intimidation, exorbitant interest rates, and various actions that substantially harm consumers. This article aims to analyze juridically the legal protection framework for consumers against illegal online lending practices in Indonesia. The research method used is qualitative with a normative-empirical legal approach. Data was collected through studies of legislation, court decisions, Financial Services Authority reports, and scientific literature studies. The results show that consumer protection against illegal online lending practices faces multidimensional challenges, including regulatory weaknesses that do not comprehensively regulate digital lending aspects, law enforcement limitations due to the transnational nature of perpetrators, and low consumer financial literacy. This article recommends the need for harmonization of legislation, strengthening of cross-institutional cooperation, and revitalization of consumer education to create an online lending ecosystem that effectively protects consumer rights.
Co-Authors Dadang Rachmat Hasnah Aziz Juhana Nuryana Muhammad Ruhunussa Naek Efendi Pandri Zulfikar Tugimin Harjotaruno