Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Didaktik : Jurnal Ilmiah PGSD STKIP Subang
Yodi Pranata
UIN Sulthan Thaha Saifuddin Jambi
Education

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
PENGARUH PEMBIAYAAN MUDHARABAH DAN MUSYARAKAH TERHADAP KINERJA KEUANGAN PADA PT. BANK MUAMALAT INDONESIA TAHUN 2018-2025 Yodi Pranata; Ahmad Syahrizal; Rohana
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 02 (2026): Volume 12 No. 02, Juni 2026 Produce
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i02.15897

Abstract

This study aims to examine the effect of mudharabah and musyarakah financing on financial performance, proxied by Return on Assets (ROA), at PT Bank Muamalat Indonesia Tbk during the 2018–2025 period. This research employed an associative quantitative approach using secondary data obtained from quarterly financial reports. The sample consisted of 32 observations selected through purposive sampling. Data were analyzed using multiple linear regression with the assistance of IBM SPSS Statistics version 27. The findings indicate that mudharabah financing has no significant effect on ROA, as evidenced by a significance value of 0.414 and a t-value of 0.829. Similarly, musyarakah financing does not significantly affect ROA, with a significance value of 0.079 and a t-value of 1.819. Simultaneously, both financing variables also show no significant effect on ROA, indicated by an F-value of 2.507 and a significance value of 0.128. These results suggest that the relationship between profit-sharing financing and the profitability of Islamic banks remains complex and may be influenced by other factors beyond the variables examined in this study.
Co-Authors Ahmad Syahrizal Rohana