Haris Aulia Rahman
Universitas Mitra Bangsa Jakarta

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Optimizing Financial Risk Management Through the Integration of Artificial Intelligence Machine Learning and Strategic Human Resource Management to Anticipate Financial Crises and Enhance Corporate Financial Stability Haris Aulia Rahman; Ardilla Ayu Kirana; Moh. Sholeh; M.Makhrus Ali; Joni Devitra
Mandalika Journal of Business and Management Studies Vol 4 No 2 (2026): Mandalika Journal of Business and Management Studies
Publisher : Mandalika Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59613/mjbms.v4i2.479

Abstract

This study examines how the integration of Artificial Intelligence (AI), Machine Learning (ML), and Strategic Human Resource Management (SHRM) can optimize financial risk management to anticipate financial crises and enhance corporate financial stability. The research employs a qualitative library research approach using primary and secondary data collected from books, peer-reviewed journals, scientific reports, and other relevant academic literature. Data were analyzed using content analysis to identify theoretical patterns, conceptual relationships, and emerging trends related to intelligent financial risk management. The findings indicate that AI and ML significantly improve financial forecasting, fraud detection, and risk prediction through advanced predictive analytics, while SHRM strengthens organizational capabilities by developing adaptive leadership, digital competencies, and strategic decision-making. The integration of these technological and organizational resources creates a comprehensive financial risk management framework that enhances organizational resilience and supports sustainable financial performance. The study concludes that combining AI, ML, and SHRM enables organizations to proactively manage financial uncertainty, improve crisis preparedness, and achieve long-term corporate financial stability in an increasingly dynamic business environment.