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All Journal Al Fikra : Jurnal Ilmiah Keislaman Fokus Ekonomi Jurnal Review Pendidikan dan Pengajaran (JRPP) Community Development Journal: Jurnal Pengabdian Masyarakat Journal of Community Development and Disaster Management Al-MIKRAJ: Jurnal studi Islam dan Humaniora Journal of Accounting and Finance Management (JAFM) Innovative: Journal Of Social Science Research Jurnal Rumpun Ilmu Ekonomi Ulil Albab
Yetti, Febri Delmi
Dosen UIN Sultan Syarif Kasim Riau
Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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BANK : STUDI KOMPARATIF ANTARA EKONOMI KONVENSIONAL DAN EKONOMI ISLAM Febri Delmi Yetti
AL-FIKRA Vol 11, No 1 (2012): Al-Fikra : Jurnal Ilmiah Keislaman
Publisher : Program Pascasarjana Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/af.v11i1.3854

Abstract

PENGARUH ANALISIS DATA ENVELOPMENT ANALYSIS (DEA), STOCHASTIC FRONTIER APPROACH (SFA), DISTRIBUTION FREE APPROACH (DFA), DERIVASI FUNGSI PROFIT DAN BOPO TERHADAP PERBANDINGAN EFISIENSI KINERJA PERBANKAN SYARIAH DI INDONESIA Andri Novius; Jasmina Syafe'i; Febri Delmi Yetti
Fokus Ekonomi : Jurnal Ilmiah Ekonomi Vol 11, No 1: Juni 2016
Publisher : STIE Pelita Nusantara Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34152/fe.11.1.%p

Abstract

The purpose of this research to analyze the performance of Islamic Banks in Indonesia as measured by efficiency. Measurement of the efficiency of Sharia/Islamic Banks (BUS) using an alternative method that is the Stochastic Frontier Analysis (SFA) derivation function of profit of efficiency BUS owned by the National Government National Private belongs to test the hypothesis using two sample mean test.The data used in this research is secondary data, obtained through the website of Bank Indonesia from 2011 to 2014. The analysis can describe the condition of Sharia Commercial Bank National Government and the National Private Banks.The results show that the method of calculation of efficiency with Stochastic Frontier Analysis results show that the greater part of Sharia is not efficient in terms of profit earned; the average ratio of BOPO in Sharia Business Unit (UUS) is above 90% which indicates inefficient, so the efficiency is measured by the method of derivation function SFA profit and ROA shows the results are not much different; the average efficiency of Syariah Business Unit of the National Government with the Commercial Bank Syariah Business Unit of the National Private Banks using the method of measuring the efficiency of the SFA derivation function of profit were not significantly different; two sample mean test results using two tailed on the average efficiency of Sharia Commercial Bank National Government and the National Private Banks were calculated from the BOPO ratio. So that the average efficiency hypothesis Sharia Commercial Bank National Government and the National Private Banks are no different or the differences are not significant.
Pengaruh Kejelasan Sasaran Anggaran, Desentralisasi, Ketidakpastian Lingkungan, Dan Sistem Akuntansi Manajemen Terhadap Kinerja Manajerial (Studi Empiris Pada Kantor Pelayanan Perbendaharaan Negara Pekanbaru) Yetti, Febri Delmi; Putri, Anisa Ika
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol 5 No 01 (2024): Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v5i01.5641

Abstract

This study aims to examine the direct effect of the variables of budget targets clarity, decentralization, environmental uncertainty and management accounting system on managerial performance. This study was conducted at the Pekanbaru State Treasury Service Office. The population in this study were employees working at the Pekanbaru State Treasury Service Office totaling 42 people. The sampling technique used was purposive sampling. The respondents in this study were the head of the office as the user of the budget/goods, the head treasurer and employees. The sample used in this study was 42 respondents. The statistical method used to test the research hypothesis is multiple linear regression analysis using SPSS software version 29.0. The results of the study indicate that the variables of budget target clarity,decentralization, environmental uncertainty and management accounting systems have an effect on managerial performance. The magnitude of the influence of R-Square (R2) from budget target clarity, decentralization, environmental uncertainty and management accounting systems on managerial performance is 28.9% while the remaining 71.1% is influenced by other independent variables not examined in this study.
Pengaruh Profitabilitas, Leverage, Invesment Oppurtunity Set dan Kualitas Laba Terhadap Nilai Perusahaan (Studi Pada Perusahaan Sub Sektor Perbankan Yang Terdaftar Dibursa Efek Indonesia Periode 2020-2023) Tri Amanda, Shinta; Syafei, Jasmina; Delmi Yetti, Febri
Jurnal Rumpun Ilmu Ekonomi Vol. 2 No. 4 (2024): JRIE (DESEMBER)
Publisher : Basecamp Economics PubMed

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14752234

Abstract

This This research aims to determine the influence of profitability, leverage, investment opportunity set and profit quality on company value in banking sub-sector companies listed on the Indonesia Stock Exchange (BEI) for the 2020-2023 period. Data analysis uses the classic assumption test and hypothesis testing uses panel data regression analysis using the eviews version 12 tool. The research results show that the investment opportunity set is proven to have an effect on company value. Meanwhile, profitability, leverage and earnings quality are proven to have no effect on company value. The magnitude of the influence exerted by these variables together on the dependent variable is 67%, while the remaining 33% is influenced by other variables not examined in this research.  
Efektivitas Strategi Pemasaran Bank Syariah dalam Menarik Nasabah (Studi Kasus di Bank Syariah Indonesia KC Pekanbaru Harapan Raya) Yetti, Febri Delmi
Innovative: Journal Of Social Science Research Vol. 5 No. 1 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i1.17932

Abstract

The purpose of this study was to analyze the effectiveness of relationship-based, education, and digital marketing strategies implemented by BSI KC Pekanbaru Harapan Raya, identify supporting and inhibiting factors, evaluate their impact on trust, loyalty, and increasing the number of customers, and provide strategic recommendations to optimize marketing and improve bank competitiveness. A qualitative approach with a phenomenological method with secondary data includes bank documents and related literature. Data analysis was carried out with steps of reduction, theme grouping, and interpretation to understand the meaning of respondents' experiences and relate the findings to sharia marketing theory. This study shows that BSI KC Pekanbaru Harapan Raya's marketing strategy is effective in attracting customers with a personal approach, sharia financial education, digital media, and local community partnerships. The main supporting factors include increasing public awareness of sharia finance, government regulations, and digital innovation. However, challenges such as lack of public understanding, limited service networks, and competition with conventional banks remain, although relationship marketing plays an important role in building customer trust and loyalty.
Transformasi Sosial melalui Literasi Keuangan Syariah: Studi pada Guru Madrasah Ibtidaiyah Ar-Razzaq Pekanbaru Yetti, Febri Delmi; Syafei, Jasmina
Journal of Community Development and Disaster Management Vol 7 No 1 (2025): Journal of Community Development and Disaster Management
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jcd.v7i1.6846

Abstract

Pengabdian kepada masyarakat ini dilaksanakan oleh guru-guru Madrasah Ibtidaiyah Ar-Razzaq Pekanbaru dengan tujuan untuk mengetahui tingkat pemahaman mereka terkait edukasi akad-akad pembiayaan syariah serta mengukur keberhasilan program pengabdian yang dilaksanakan. Metode yang digunakan dalam kegiatan ini meliputi penyuluhan, presentasi, dan diskusi interaktif. Hasil kegiatan menunjukkan bahwa program pengabdian ini dapat dilaksanakan dengan baik dan berjalan lancar sesuai rencana yang telah ditetapkan. Berdasarkan evaluasi, ditemukan bahwa tingkat pemahaman guru-guru Madrasah Ibtidaiyah Ar-Razzaq terhadap transaksi keuangan syariah beragam, mulai dari yang telah memahami dengan baik, yang masih ragu-ragu, hingga yang belum memahami sama sekali. Secara keseluruhan, tujuan program pengabdian masyarakat ini tercapai dengan baik berkat kolaborasi yang solid antara tim pengabdi dan kepala madrasah. Seluruh kegiatan berhasil terlaksana sesuai jadwal dan memberikan kontribusi positif dalam meningkatkan pemahaman guru terhadap konsep keuangan syariah.
Penyusunan APBN dalam Konsep Maqashid Syariah APBN dalam Perspektif Pemenuhan 5 Kebutuhan Dasar Perkembangan Ekonomi Islam dan Kehadiran Perbankan Syariah Yetti, Febri Delmi
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol 5 No 2 (2025): Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v5i2.6951

Abstract

The preparation of the State Budget (APBN) is one of the vital instruments in achieving the goals of equitable economic development and public welfare. From an Islamic economic perspective, the APBN must be based on the principles of maqashid sharia which prioritize the welfare of the people. The five basic needs according to maqashid sharia—maintaining religion, soul, mind, descendants, and property—must be the basis for preparing the state budget. This study aims to analyze how the preparation of the APBN can be in line with maqashid sharia, as well as explore the role of Islamic economics and Islamic banking in supporting a more inclusive and equitable fiscal policy. Using a qualitative approach, this study analyzes related literature and fiscal policy in Indonesia, as well as examples of the application of sharia principles in state financial management exemplified by Umar bin Khattab. The results of the study are expected to provide recommendations for the government in preparing a more effective APBN in improving public welfare and avoiding economic crises.
Pelatihan Manajemen Keuangan Syariah untuk Guru dan Murid di MI Arrazaq Islamic School Rumbai Pekanbaru: Sharia Financial Management Training for Teachers and Students at MI Arrazaq Islamic School Rumbai Pekanbaru Yetti, Febri Delmi; Syamsul Rizal
Journal of Community Development and Disaster Management Vol. 7 No. 1 (2025): Journal of Community Development and Disaster Management
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jcd.v7i1.7542

Abstract

The purpose of this community service is to improve literacy and sharia financial management skills for teachers and students at MI Arrazaq Islamic School Rumbai Pekanbaru through applicable and contextual training based on Islamic values. This community service uses the ABCD (Asset-Based Community Development) approach to empower teachers and students of MI Arrazaq Islamic School in managing sharia finances based on community potential. The activities are carried out through four stages: Discovery (identification of school assets), Dream (formulation of shared ideals), Design (preparation of two-day training for teachers and students), and Destiny/Delivery (implementation of training and follow-up). As a result, the training was effective and resulted in a sustainability plan such as the formation of sharia financial ambassadors and sharia-based student cooperatives. The results of the training program showed that the ABCD approach was effective in exploring and empowering school community assets. The training succeeded in increasing teachers' and students' understanding of the principles of sharia finance in an applicable manner. The formation of the Sharia Financial Ambassador Team and the plan for a sharia-based mini cooperative are real manifestations of the sustainability of the program. Overall, this program is able to form an Islamic economic culture that is integrated into learning and daily life at school.
Peran Inovasi Digital dan Teknologi Keuangan Syariah (Fintech, Crowdfunding dan P2P Lending) dalam Mendukung Green Banking di BSI Padang Yetti, Febri Delmi; Jasmina Syafei
AL-MIKRAJ Jurnal Studi Islam dan Humaniora Vol. 5 No. 2 (2025): Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v5i2.7503

Abstract

This study aims to analyze the role of digital innovation and Islamic financial technology (fintech, crowdfunding, and P2P lending) in supporting green banking practices at BSI Padang. This study uses a qualitative approach with a case study to analyze the integration strategy of digital innovation and Islamic finance in environmentally friendly banking practices at BSI Padang. Data collection was carried out through observation, interviews with internal and external parties of BSI, and documentation studies, with researchers present directly in the field. Data analysis used the Miles and Huberman model, with validity maintained through triangulation, member checks, audit trails, and peer debriefing to ensure that the findings reflect real conditions in the field. The results of the study show that BSI Padang has succeeded in integrating digital innovation and Islamic financial technology to support green banking practices. Innovations such as BSI Mobile, Islamic crowdfunding, and P2P lending are implemented strategically to improve service access, time efficiency, and reduce the use of physical documents. Acceptance of innovation is strengthened through education, training, and financial literacy campaigns. In addition, the commitment to sustainability is reflected in green MSME financing and CSR programs that focus on the environment.
Analisis Penggunaan Mobile Banking Syariah dalam Meningkatkan Akses Keuangan Masyarakat Pekanbaru Febri Delmi Yetti
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol. 6 No. 1: Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v6i1.7904

Abstract

This paper aims to analyze how the use of Islamic mobile banking can improve financial access for the people of Pekanbaru by understanding the features, adoption rates, and factors that influence its use. A descriptive qualitative approach is used to analyze the experiences, adoption, and obstacles of the people of Pekanbaru in using Islamic mobile banking, with primary data obtained through in-depth interviews and participant observation and secondary data from bank documents and related literature. Data collection was conducted through triangulation through interviews, observations, and documentation studies, then analyzed using the interactive model of Miles, Huberman, and Saldaña (2014) through the stages of condensation, presentation, and verification of conclusions. The results of the study provide a comprehensive overview of the contribution of Islamic mobile banking to improving public financial access, the level of user comfort, and the obstacles faced. The results of this paper show that the use of Islamic mobile banking in Pekanbaru has been proven to facilitate public access to financial services by enabling fast savings transactions, transfers, bill payments, credit purchases, and zakat via mobile phones. This service increases efficiency, reduces queues at the counter, and simplifies customer account management. The growth in active users and transaction volumes indicates that Islamic mobile banking is well-received and plays an important role in expanding financial access and optimizing banking technology.
Co-Authors Andri Novius Jasmina Syafei Nadia Putri Oktita, Yeltri Putri, Anisa Ika Sahbila Aura Syamsul Rizal Tri Amanda, Shinta Wartoyo Wartoyo Zeni Mahmuda