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All Journal Tasyri' : Jurnal Muamalah dan Ekonomi Syariah
Muhammad Arfaren
Program Studi Ekonomi Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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Pengaruh Literasi Keuangan, Gaya Hidup Hedonis, dan Media Sosial terhadap Perilaku Konsumtif Mahasiswa Muhammad Arfaren; Putri ApriaNingsih; Lidya Anggraeni
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 8 No. 2 (2026): TASYRI’: Jurnal Muamalah dan Ekonomi Syari’ah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v8i2.676

Abstract

This study aims to analyze the influence of financial literacy, hedonic lifestyle, and social media on the consumptive behavior of students at the Faculty of Economics and Islamic Business, UIN Sulthan Thaha Saifuddin Jambi. This research employed a quantitative approach using a survey method. The population consisted of 1,714 students, with a sample of 94 respondents selected through proportionate stratified random sampling. Data were collected through questionnaires and analyzed using multiple linear regression with the assistance of IBM SPSS version 23. The results indicate that financial literacy does not have a significant effect on students’ consumptive behavior. In contrast, hedonic lifestyle and social media have a positive and significant effect on consumptive behavior. Simultaneously, financial literacy, hedonic lifestyle, and social media significantly influence students’ consumptive behavior. The coefficient of determination shows that 42.8% of the variation in consumptive behavior can be explained by the three independent variables, while the remaining 57.2% is influenced by other factors outside the research model. These findings indicate that students’ consumptive behavior is more strongly influenced by lifestyle and social media exposure than by their level of financial literacy.
Co-Authors Lidya Anggraeni Putri ApriaNingsih