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All Journal International Journal of Small and Medium Enterprises and Business Sustainability
Thi Mai Mai
Hanoi Law University, Vietnam
Economics, Econometrics & Finance

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The Effect of Equity Perception on The Intention to Fraud in Medical Examination and Treatment with Health Insurance Cards in Vietnam Thi Huong Mai; Thi Mai Mai
International Journal of Small and Medium Enterprises and Business Sustainability Vol. 7 No. 3 (2022): November
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis Universitas Trisakti

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Abstract

Health insurance is a hedge against financial risks, unexpected health losses, and expenditures (Folland, 2009). Therefore, health insurance helps to ensure social security. Health insurance is an important instrument to reduce the financial burden on people in general and beneficiaries in particular when providing medical care, thus making health services more accessible. In their efforts, the governments of all countries are aiming to make this type of insurance nationwide and comprehensive. However, along with the aim of increasing the coverage for the people related to medical examination and treatment costs, now a large part of the people is taking advantage and abusing the health insurance fund for personal interests. In the world, research on insurance fraud and abuse has been done in ethical or social aspects. However, the profiteering and abuse of health insurance funds in Vietnam is now attributed to many loopholes in the implementation process, thus leading to the idea that if others can do it, we can also do it. This study is conducted to examine the influence of perceived fairness in terms of the process, attitude, and distribution outcomes on the intention to fraud from health insurance. The sample of this study included 139 people who received medical examination and treatment with health insurance cards at hospitals in Hanoi city.
The Study on the Intention to Withdraw Lump-sum Social Insurance of Employees in Vietnam Based on the Theory of Planned Behavior (TPB) Thi Huong Mai; Thi Mai Mai
International Journal of Small and Medium Enterprises and Business Sustainability Vol. 6 No. 2 (2021): July
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/ijsmebs.v6i2.20558

Abstract

Pensions play an important role in social security system of a nation. It helps reduce poverty among the elderly and ensures a decent standard of living after retirement. However, due to the impact of many economic and demographic variables, members of the system may leave the system earlier than supposed when they decide to have early retirement or lump-sum withdrawal of social insurance benefits before retirement age (Argento et al., 2015). There are many types of early retirement withdrawals such as hardship withdrawals, loans (withdrawals of a portion of your own retirement plan money, withdrawals, and transfers to another form of retirement accumulation. Motivations for early withdrawal may be different for each individual. In 2020, however, under the impact of the Covid-19 pandemic, lump-sum early retirement withdrawal becomes a more attractive option for individuals (Lee andHanna, 2020). Accordingly, this study aims to examine the factors affecting the intention to withdraw lump-sum social insurance benefits of employees through a survey of 250 participants that are currently in Vietnam, thereby providing policy recommendations to finalize legislation on social insurance and ensure the rights of workers.
Co-Authors Thi Huong Mai