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All Journal ISTIFADA : Jurnal Ekonomi dan Lembaga Keuangan Syariah IFADAH : Jurnal Ekonomi dan Manajemen Syariah
Zakiyya Ilma Ahmad
STIES Babussalam Jombang

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KONTRIBUSI PERBANKAN SYARIAH DALAM MENDUKUNG EKONOMI HALAL NASIONAL Rakhmawan Habibi; Jafar Shiddiq; Zakiyya Ilma Ahmad
ISTIFADA : Jurnal Ekonomi dan Lembaga Keuangan Syariah Vol. 1 No. 02 (2025): ISTIFADA : Jurnal Ekonomi Dan Lembaga Keuangan Syariah
Publisher : LPPM STIES BABUSSALAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64454/istifada.v1i02.141

Abstract

Ekonomi halal telah menjadi kekuatan ekonomi global baru, dan Indonesia, dengan populasi Muslim terbesar di dunia, memiliki potensi luar biasa untuk menjadi pemimpin dalam industri ini. Perbankan syariah, sebagai pilar utama dalam ekosistem keuangan syariah, memegang peranan strategis dalam mengakselerasi pertumbuhan ekonomi halal nasional. Penelitian ini bertujuan untuk menganalisis secara mendalam kontribusi perbankan syariah dalam mendukung berbagai sektor ekonomi halal di Indonesia serta mengidentifikasi tantangan dan peluang yang dihadapinya. Dengan menggunakan pendekatan kualitatif deskriptif melalui studi literatur dan analisis data sekunder dari lembaga otoritatif seperti Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI), dan Komite Nasional Ekonomi dan Keuangan Syariah (KNEKS), penelitian ini menemukan bahwa kontribusi perbankan syariah termanifestasi dalam tiga area utama: (1) penyaluran pembiayaan ke sektor-sektor halal prioritas seperti makanan, fashion, dan pariwisata; (2) inovasi produk dan layanan keuangan yang terintegrasi dengan ekosistem halal digital; dan (3) peningkatan inklusi keuangan syariah bagi Usaha Mikro, Kecil, dan Menengah (UMKM) halal. Namun, kontribusi ini belum optimal akibat tantangan signifikan, termasuk tingkat literasi keuangan syariah yang masih rendah, keterbatasan akses pembiayaan bagi UMKM, dan regulasi yang belum sepenuhnya terintegrasi. Peluang besar terletak pada dukungan pemerintah melalui Masterplan Ekonomi Syariah Indonesia (MEKSI), pertumbuhan pasar halal global, dan kolaborasi sinergis dengan teknologi finansial (fintech) syariah. Penelitian ini merekomendasikan penguatan peran intermediasi bank syariah bagi UMKM halal, peningkatan kolaborasi antar pemangku kepentingan, dan intensifikasi program literasi keuangan syariah yang inovatif
The Influence of Islamic Work Ethics on Employee Performance with Employee Engagement as Variables Mediation at BMT Muhammad Khoirun Nasisirin; Zakiyya Ilma Ahmad; Dimyati Dimyati
IFADAH : Jurnal Ekonomi Dan Bisnis Syariah Vol 2 No 02 (2026): IFADAH : Jurnal Ekonomi Dan Manajemen Syariah
Publisher : LPPM STIES BABUSSALAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64454/ifadah.v2i02.231

Abstract

Study This aim For analyze influence Islamic Work Ethics (IWE) towards performance employee with Employee Engagement as variables mediation at Baitul Maal wat Tamwil (BMT). Competition industry Islamic finance is increasingly strict demanding that BMT not only own superiority in aspect products and services , but also quality source Power human beings who are based on Islamic values . Implementation ethics Islamic work is believed capable form behavior trustworthy , professional , disciplined and responsible work​ answer so that impact on increasing attachment employee to organization as well as push achievement more optimal performance . Study This use approach quantitative with method survey . Population study is all over BMT employees , while sample determined use technique purposive sampling . Data collected through distribution questionnaire use five- point Likert scale and analyzed use Structural Equation Modeling – Partial Least Squares (SEM-PLS) . Variables studied covering Islamic Work Ethics as variables independent , Employee Engagement as variables mediation , and performance employee as variables dependent . Research result show that Islamic Work Ethics influential positive and significant to Employee Engagement and performance employees . In addition , Employee Engagement also has an impact positive to performance employees and proven mediate in a way partial connection between Islamic Work Ethics and Performance employees . Findings This indicates that the more tall implementation ethics Islamic work in organization , increasingly high level​ attachment employees who ultimately increase quality performance individual . Research This give implications practical that strengthening culture Islamic work , internalization mark trustworthiness , honesty , responsibility responsibility and professionalism need become the main strategy in development source Power people in BMT to be able to increase Power competition organization in a way sustainable
Co-Authors Dimyati Dimyati Jafar shiddiq Muhammad Khoirun Nasisirin Rakhmawan Habibi