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All Journal Al-Kharaj: Journal of Islamic Economic and Business Journal of Accounting Inaba
Supriadi
Universitas Muhammadiyah Mamuju
Economics, Econometrics & Finance

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Business Sustainability Analysis of Street Vendors: A Case Study in Salletto Village, Simboro District, Mamuju Regency Khairul Haq; Yati Heryati; Muhammad Arsyad; Supriadi; Ratna
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.12252

Abstract

This study aims to analyze the sustainability conditions of street vendors and identify the supporting and inhibiting factors faced by street vendors in Salletto Village Market, Simboro District, Mamuju Regency. This study uses a qualitative approach with a case study design. Informants were selected through purposive sampling and consisted of one key informant (the Head of Salletto Village), 15 main informants (street vendors who had been operating for at least one year), and supporting informants from the communities of Pasada and Ganno hamlets. Data were collected through in-depth interviews, participant observation, and documentation. Data were analyzed using the interactive model of Miles, Huberman, and Saldaña, consisting of data condensation, data display, and conclusion drawing and verification. Data validity was tested through source and method triangulation. The results show that the sustainability of street vendors in Salletto Village is more oriented toward meeting basic household needs (livelihood activities), with stable daily capital turnover, although there is not yet a strong orientation toward capital expansion. The main supporting factors include low operating costs, flexible payment systems (credit/installments), access to local microfinance, communal social ties, and the application of Islamic business ethics (sidiq and amanah). The inhibiting factors include low financial literacy and poor financial record-keeping, dependence on middlemen-based supply chains from Mamuju City, intense competition in basic commodities, and limited technological adaptation. This study recommends assistance in simple financial record-keeping and facilitation by the village government to break inefficient supply chains.
The Influence of Digital Literacy and Digital Technology Utilization on The Digital Economy Growth of MSMEs in Mamuju City Agnes Eligria Risma; Muhammad Ilhamnuddin Dahri; Supriadi
Journal of Accounting Inaba Vol. 5 No. 1 (2026): Volume 5 Number 1, June 2026
Publisher : Universitas Indonesia Membangun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56956/ad510129

Abstract

This study aims to measure the impact of digital literacy and the use of digital technology on the digital economic growth of MSMEs in Mamuju City. This was a quantitative study with a population comprising all MSMEs in the Mamuju City Office of Cooperatives, MSMEs and Industry, totaling 318 business units. A sample of 75 MSMEs operators was selected using purposive sampling. This study utilized primary data from questionnaires and secondary data from the Mamuju City Office of Cooperatives, MSMEs and Industry. The data collected via the questionnaires were analyzed using SPSS to test the relationships between the variables. Data analysis was carried out through validity and reliability tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing (t-test, f-test, and R2). The test results show the digital literacy variable has a significant partial effect on the digital economic growth of MSMEs in Mamuju City, with a significance value of 0.000. The digital technology utilization variable had a significant partial effect on the digital economic growth of MSMEs in Mamuju City, with a significance value of 0.000. Furthermore, the variables of digital literacy and the utilization of digital technology simultaneously had a significant effect on the digital economic growth of MSMEs in the city of Mamuju.
Co-Authors Agnes Eligria Risma Khairul Haq Muhammad Arsyad Muhammad Ilhamnuddin Dahri Ratna Yati Heryati