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All Journal JUDIKAT: Jurnal Pengabdian Kepada Masyarakat Jurnal Riset Multidisiplin Edukasi
Syakina Ahdanisa
Institut Bisnis dan Teknologi Pelita Indonesia
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Digitalisasi Pencatatan Keuangan sebagai Upaya Penguatan UMKM Mikro di Tuah Madani Syakina Ahdanisa; Zulhelmi
JUDIKAT: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2026): JUDIKAT: Jurnal Pengabdian Kepada Masyarakat
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

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Abstract

UMKM mikro di Pekanbaru kepada para pelaku UMKM mikro di wilayah Tuah Madani sering menghadapi kesulitan dalam pengelolaan keuangan karena keterbatasan pengetahuan akuntansi dan mahalnya software komersial. Pengabdian masyarakat ini bertujuan membantu UMKM mencatat transaksi dan membuat laporan keuangan sederhana menggunakan aplikasi mobile open source untuk akuntansi, seperti Money Manager Ex, GnuCash, atau Akaunting, yang gratis dan mudah digunakan. Kegiatan dilaksanakan selama tiga hari melalui pelatihan teori singkat, praktik langsung dengan aplikasi, dan diskusi kelompok, melibatkan 20 peserta dari sektor kuliner, kerajinan tangan, dan fashion. Peserta belajar mencatat pemasukan dan pengeluaran, membuat kategori transaksi, serta menyusun laporan arus kas sederhana. Hasil kegiatan menunjukkan peningkatan kemampuan peserta dalam pencatatan transaksi harian, penyusunan laporan sederhana, dan pemantauan arus kas. Peserta melaporkan aplikasi mudah digunakan, meningkatkan rasa percaya diri, dan memudahkan pengambilan keputusan bisnis berbasis data. Pengabdian ini memberikan kontribusi praktis bagi UMKM mikro untuk meningkatkan transparansi keuangan dan menjadi dasar pengembangan literasi akuntansi digital lebih lanjut di Tuah Madani, Pekanbaru.
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN INVESTASI SAHAM PADA INVESTOR GEN Z DI SUMATERA BARAT Syakina Ahdanisa; Yuni Friska; Fery Martias; Erita
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 8 (2026): Jurnal Riset Multidisiplin Edukasi (Agustus 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i8.2536

Abstract

This study aims to identify the factors influencing stock investment decisions among Gen Z investors. The research focuses on Gen Z individuals who possess a Single Investor Identification (SID). The sample consists of 100 investors residing in West Sumatra, born between 1997 and 2012, who have at least one year of experience in stock investment. Data and information were gathered through surveys. The factors influencing investment decisions among Gen Z investors examined in this study are financial literacy, overconfidence, and risk perception. Structural Equation Modeling (SEM) was employed for data analysis, with hypothesis testing conducted using t-statistics. The hypothesis testing results indicate that financial literacy and overconfidence have a positive effect on stock investment decisions among Gen Z investors in West Sumatra; these findings suggest that as Gen Z investors improve their financial literacy, a sense of overconfidence emerges when making investment decisions—specifically regarding the purchase of shares offered on the secondary market. However, risk perception was found to have no significant effect on investment decisions among Gen Z investors in West Sumatra.
Co-Authors Erita Fery Martias Yuni Friska Zulhelmi