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Konstruksi Hybrid Contract pada Platform Exchange Cryptocurrency dalam Perspektif Fikih Muamalah Herdifa Pratama; Febri Kusuma; Landes Yuanda; Muhajirin Muhajirin
Ulumuddin: Jurnal Ilmu-ilmu Keislaman Vol 16 No 2 (2026): In Progress
Publisher : Universitas Cokroaminoto Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/ulumuddin.v16i2.3676

Abstract

The rapid growth of cryptocurrency and exchange platforms has established new legal relationships that cannot be fully explained through a single contract ('aqd) construction in Islamic commercial law. This normative legal research, employing conceptual and fiqh muamalah approaches, aims to analyze the contractual construction of cryptocurrency exchange operations from a Hybrid Contract (al-'uqūd al-murakkabah) perspective. Data were analyzed qualitatively using content analysis. The findings indicate that custodial exchange platforms create a Hybrid Contract structure comprising wakālah bi al-ujrah, ijārah, wadī‘ah, and potential qardh if user assets are utilized by the platform. This study focuses on asset management and custody characteristics rather than determining the permissibility of cryptocurrency. The study offers a conceptual Hybrid Contract model as a comprehensive analytical framework in contemporary fiqh muamalah.