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All Journal JURNAL EKONOMI SAKTI (JES)
Winda Lestari Hamka
Universitas Muhammadiyah Makassar
Economics, Econometrics & Finance

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PENGARUH LITERASI KEUANGAN TERHADAP KEPUTUSAN INVESTASI MAHASISWA GENERASI Z DI UNISMUH MAKASSAR Winda Lestari Hamka; Abdul Muttalib; Sahabuddin Sahabuddin
Jurnal Ekonomi Sakti Vol 15 No 2 (2026)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v15i2.507

Abstract

This study analyzes the influence of financial literacy on the investment decisions of Generation Z students at the University of Muhammadiyah Makassar. This study uses a quantitative approach with an explanatory research method. Data were collected through a Likert scale questionnaire to 100 respondents and analyzed using simple linear regression. The results showed that financial literacy had a positive and significant effect on investment decisions with a t-value of 14.807 and a significance of 0.000 (<0.05). Financial literacy helps students understand risks, choose the right investment instruments, and improve the quality of investment decision-making. The higher the level of financial literacy, the more rational the investment decisions are made. Thus, increasing financial literacy is an important factor in encouraging better investment decisions in Generation Z students. Keywords: financial literacy, investment decisions
Co-Authors Abdul Muttalib Sahabuddin Sahabuddin