Eddy Pelupessy
Universitas Cenderawasih, Indonesia

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ASPEK HUKUM PRINSIP PENGELOLAAN ASURANSI UMUM DAN MANFAATNYA BAGI MASYARAKAT Eddy Pelupessy; Y. D. W. Susi Irianti; Lena Claudia Angwarmasse
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 7 (2026)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/sibatik.v5i7.5338

Abstract

This research, titled "Legal Aspects of General Insurance Fund Management Principles and Their Benefits to Society," aims to examine the principles governing general insurance fund management and the theoretical and empirical relationships between the development of the insurance sector and the national economy. It also seeks to identify various issues within general insurance fund management while proposing alternative solutions. Legal research is a scholarly activity grounded in specific methods, systematic approaches, and analytical reasoning. It involves an in-depth examination of relevant legal facts to address and resolve issues arising from the phenomenon under study. The findings are expected to provide a detailed and comprehensive overview of the legal principles and regulatory frameworks governing the objectives and economic development benefits of general insurance. The principles of general insurance fund management encompass two interconnected perspectives. The first involves providing protection for the assets of individuals or institutions, with claim payouts funded by the accumulated premiums contributed by these parties. The second concerns the utilization of these accumulated premiums; beyond serving as the primary source for claim reserves, these funds can also act as a financing source for financial institutions through the "flow of income" principle.