Claim Missing Document
Check
Articles

Found 2 Documents
Search

Pengaruh Pembiayaan dan Nisbah Bagi Hasil terhadap Pendapatan para Anggota Koperasi Ikhwan Noviardi; Paramitha Setiawani
ANWARUL Vol 2 No 2 (2022): ANWARUL: Jurnal Pendidikan dan Dakwah
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/anwarul.v2i2.795

Abstract

Cooperative financing with a profit-sharing system that is not burdensome on one side has a role and contribution in increasing income, but the problem faced is that the success in increasing income has not been effective. . The formulation of the problem in this study is whether financing affects the income of cooperative members and whether profit sharing ratios affect the income of cooperative members and whether financing and profit sharing ratios simultaneously affect the income of cooperative members at KSU Baitul Qiradh An-Nahl Central Aceh District . This study aims to explain the Effect of Financing and Profit Sharing Ratios on the Income of Cooperative Members (Studies at KSU Baitul Qiradh An-Nahl, Central Aceh District). This research is categorized in quantitative research with an associative approach. The population in this study amounted to 33 respondents with a sampling technique using saturated sampling, that is, all populations were used as samples. Sources of data in this study are primary data and secondary data with research instruments in the form of questionnaires and documentation. The data analysis technique used is multiple linear regression test. The results of the research based on the t test show that partially the financing variable has a positive and significant effect on income and for the profit sharing ratio variable it shows that the profit sharing ratio has a positive and significant effect on income. Meanwhile, based on the results of the f test, it shows that financing and profit sharing ratios have a positive and significant simultaneous effect on the income of cooperative members at KSU Baitul Qiradh An-Nahl, Central Aceh District.
DIGITAL PAYMENT ADOPTION IN PERIPHERAL ECONOMIES: EVIDENCE FROM COASTAL SOCIETY IN ACEH Harits Firdaus Tausa; Hendra Syahputra; Riza Aulia; Ikhwan Noviardi
Journal of Sharia Economics Vol. 7 No. 2 (2026): Islamic Economics
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v7i2.10073

Abstract

This study aims to determine the influence of ease of use, financial literacy, dan security on the decision to use QRIS in the Meulaboh community. This study uses a quantitative method with an associative approach. Data were collected by distributing questionnaires to 100 selected respondents using purposive sampling. Data analysis was carried out using multiple linear regression through SPSS software version 26. The results showed that, to some extent, the ease-of-use variable did not affect the decision to use QRIS. Conversely, financial dan security literacy has a positive dan significant influence on the decision to use QRIS. These findings show that in the Meulaboh community, financial literacy dan security factors are the main determinants in QRIS use. Therefore, increasing financial literacy dan strengthening the security system are important aspects in increasing the use of QRIS in the Meulaboh community.