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Tukar Tambah Perhiasan Emas Dalam Perspektif Hukum Ekonomi Syariah Abd. Rahman; R. Fakhrurrazi; Muhammad Jufri; Alif Akhbarul Muslim
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 7 No. 1 (2026): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v7i1.10412

Abstract

This study aims to analyze the practice of gold jewelry trade-in transactions at Srikandi Store in Asembagus District, Situbondo Regency, and to examine their conformity with the principles of Islamic Economic Law. This research employed a qualitative approach with a field research design. Data were collected through observation, interviews, and documentation involving parties directly related to the implementation of gold jewelry trade-in transactions. The data were analyzed descriptively through the stages of data reduction, data presentation, and conclusion drawing and verification. The findings show that the trade-in transaction begins when customers submit their old gold jewelry to the store for evaluation based on its weight, condition, and characteristics. After the value of the old jewelry is determined and agreed upon, customers select new jewelry. The value of the old gold is then calculated as part of the payment for the new jewelry. When the price of the new jewelry exceeds the value of the old gold, customers are required to pay the difference. Conversely, when the value of the old jewelry is higher, the remaining amount is returned to the customer. From the perspective of Islamic Economic Law, the transaction should not automatically be categorized as a direct exchange of gold for gold involving an additional payment that constitutes riba al-fadl. Based on the actual mechanism, the practice can be understood as a series of two separate sale and purchase transactions: the sale of old gold jewelry by the customer to the store and the purchase of new gold jewelry by the customer. Therefore, the validity of the transaction depends on the clarity and separation of the contracts, transparent price determination, transfer of ownership, mutual consent, and payment mechanisms that prevent elements of riba, gharar, and injustice