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All Journal Jurnal Penelitian dan Pengabdian Masyarakat
Beni Rohman
Sekolah Tinggi Ekonomi dan Bisnis Islam Liwa
Humanities Economics, Econometrics & Finance Environmental Science Social Sciences Other

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Efek Literasi Keuangan Dan Fintech Terhadap Perilaku Keuangan UMKM Kabupaten Pesisir Barat Lampung Bella Chenia Meitasir; Anik Fikriany; Beni Rohman
Jurnal Penelitian dan Pengabdian Masyarakat Vol. 4 No. 3 (2026): August 2026
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/scy0x226

Abstract

This study aims to examine how financial literacy and financial technology (fintech) impact the financial behavior of MSMEs in Pesisir Barat Regency, Lampung. The study is motivated by the fact that many MSME operators maintain only rudimentary records of cash inflows and outflows—or keep no records at all—and consequently fail to produce financial statements. This inability to properly assess financial performance hinders their capacity to make sound financial decisions and sustain business continuity, ultimately preventing them from achieving long-term prosperity. A quantitative approach was employed, involving 65 culinary MSME operators at the Labuhan Jukung Beach food court in Pesisir Barat Regency, selected via purposive sampling. Data were collected using Likert-scale questionnaires and analyzed through multiple linear regression using SPSS V26 software. The results indicate that financial literacy has a positive and significant partial effect on the financial behavior of MSME operators in the region. Conversely, fintech does not have a significant partial effect on their financial behavior. However, when considered simultaneously, financial literacy and fintech together exert a significant influence on the financial behavior of MSME operators in Pesisir Barat Regency, Lampung
Pengaruh Self Service Technology dan Etika Bisnis Islam Terhadap Kepuasan Konsumen di Bloc Barat Cafe Anik Fikriany; Bella Chenia Meitasir; Beni Rohman
Jurnal Penelitian dan Pengabdian Masyarakat Vol. 4 No. 3 (2026): August 2026
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/3xw23591

Abstract

This study aims to analyze the influence of self-service technology and Islamic business ethics on consumer satisfaction at Bloc Barat Cafe. A quantitative research method was employed. The study population consisted of Generation Z individuals aged 17 and older, with a sample size of 100 obtained through purposive sampling. Data were collected by distributing Likert-scale questionnaires to respondents and subsequently analyzed using multiple linear regression with the aid of SPSS version 26 software. The results indicate that self-service technology has a positive and significant partial effect on consumer satisfaction at Bloc Barat Cafe. Islamic business ethics also have a positive and significant effect on consumer satisfaction at Bloc Barat Cafe. Furthermore, self-service technology and Islamic business ethics exert a significant simultaneous effect on consumer satisfaction at Bloc Barat Cafe.
Co-Authors Anik Fikriany Bella Chenia Meitasir