<![CDATA[Financial performance assessment plays a crucial role in managing and evaluating the fundamental health of banks, particularly large-scale banking institutions such as PT Bank Rakyat Indonesia (Persero) Tbk. This study aims to analyze the financial performance of Bank BRI based on standard financial ratios during the 2016-2025 period. The study employs a quantitative descriptive approach using secondary data obtained from audited annual reports published on the Indonesia Stock Exchange (IDX). Sampling was conducted using purposive sampling, resulting in 10 annual reports covering the 2016-2025 period. Data analysis involved mathematical calculations of standard banking financial ratios, including liquidity, solvency, profitability, and activity ratios, followed by trend analysis to evaluate the bank's performance over time. The results indicate that, in terms of liquidity ratios, Bank BRI's Current Ratio (CR) and Quick Ratio (QR) were generally in a safe condition because they consistently remained above 1.00 times. However, the CR values, ranging from 1.16 to 1.38 times, remained below the banking sector industry standard. These findings indicate that although Bank BRI maintained adequate liquidity during the observation period, its liquidity position still requires attention when compared with applicable industry standards. Therefore, financial ratio analysis and trend evaluation can provide useful information for assessing the financial condition and performance of banking institutions.]]>
