Arif Dilianto
Universitas Negeri Jakarta

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Business Transformation Beyond Profit: Integrating Sustainable Innovation and Social Resilience for Inclusive Development in Papua Arif Dilianto; Mohamad Rizan; Muhammad Awaluddin
Journal of Digital Business and Global Economy Vol. 2 No. 4 (2026): Journal of Digital Business and Global Economy
Publisher : Asosiasi Transformasi Digital Dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64243/JODIGBI.02.4.04

Abstract

Business transformation in the development of the current strategic environment is no longer solely oriented towards achieving financial performance, but is increasingly required to generate value that simultaneously strengthens social inclusion, sustainability, and people's capacity to face change. However, previous studies tend to place Business Transformation, Sustainable Innovation, Inclusive Development, Shared Value Creation, Social Trust, and Social Resilience as constructs that are studied relatively separately, so that the mechanisms of strategic linkages between these constructs have not been adequately explained in an integrative framework. Departing from these gaps, this study developed the Inclusive Development Transformation Framework (IDTF) as a conceptual framework that integrates organizational, innovation, social, and institutional dimensions to explain how transformation can be directed towards inclusive and sustainable regional development. This research uses a qualitative conceptual approach through a systematic literature review, content analysis, comparative analysis, and conceptual synthesis of peer reviewed scientific articles, policy documents, and relevant institutional reports. The results of the synthesis show a strategic flow that places Business Transformation as the initial driver for the development of Sustainable Innovation, which then expands its contribution through Inclusive Development and Shared Value Creation. The process is further expected to strengthen Social Trust and Social Resilience as relational and collective capacities that ultimately underpin Long Term Sustainability. IDTF expands the perspective of strategic management by linking organizational change to its impact on communities and regions. This framework can also serve as a reference for governments, business actors, and stakeholders in designing adaptive, participatory, and sustainable development. Its relevance is even stronger in complex regions such as Papua, where social, economic, institutional, and geographical factors influence each other.
Regulatory Loopholes, Moral Hazard, and Financial Integrity: Analyzing Article 50A of Indonesia’s Financial Sector Law in the Danantara Patriot Bond Financing Arif Dilianto; Eric Hermawan
Journal of Digital Business and Global Economy Vol. 2 No. 5 (2026): Journal of Digital Business and Global Economy
Publisher : Asosiasi Transformasi Digital Dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64243/JODIGBI.02.5.01

Abstract

Differences in legal protection in strategic financing innovations can affect market behavior and pose problems for financial integrity. This study examines Article 50A of Law Number 4 of 2026 regarding Danantara special debt instruments, especially Patriot Bonds, through a qualitative normative policy analysis with legislative, conceptual, comparative, and regulatory policy approaches. By examining legal provisions, institutional documents, constitutional trial processes, financial sector regulations, FATF assessments, and related literature, this study finds that the combination of transaction validity, different investor protections, and restrictions on the use of transaction information can affect transaction traceability, legal deterrence, and the effectiveness of financial intelligence and law enforcement. These findings do not indicate that Patriot Bonds are illegal or money laundering-related, but indicate potential vulnerabilities if legal protection is interpreted too broadly. This research proposes conditional, goal-based, and traceable investor protection as part of accountable strategic financing governance.