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All Journal Proceeding of International Conference Health, Science And Technology (ICOHETECH) Jurnal Perikanan
Lathifah Khairani
University of Bengkulu
Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Health Professions Industrial & Manufacturing Engineering Medicine & Pharmacology

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FACTORS DETERMINING THE DECISIONS FOR PROVIDING PEOPLE'S BUSINESS CREDIT (KUR) FISHERMAN HOUSEHOLDS IN BENGKULU PROVINCE Edo Putra Pratama; Reswita Reswita; Lathifah Khairani; Istriningsih Istriningsih
Vol 15 No 2 (2025): JURNAL PERIKANAN
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jp.v15i2.1461

Abstract

Credit involves a component of trust that an organization or bank places in its customers. One form of credit provision for the public is the People’s Business Credit (KUR). This study focuses on the decision-making process for granting KUR to fishing households in Bengkulu Province. The objective of this research is to provide a descriptive analysis of KUR distribution to fishing households and to identify the factors influencing credit approval decisions. This study was conducted in Bengkulu Province, which was purposively selected due to the broader availability of KUR capital. The research utilizes secondary data, with analytical methods including descriptive statistics and binary logistic regression. The findings indicate that 42 fishermen (21%) received KUR, while 158 fishermen (79%) did not. The factors that significantly influence the probability of receiving KUR are age and bank account ownership. Banks should implement policies that allow alternative requirements to replace collateral, ensuring that fishermen in Bengkulu Province can meet the necessary conditions. This study can serve as a reference for future research, which can be further explored using primary data.
COFFEE PREFERENCES AND CONSUMPTION PATTERNS AMONG GENERATION Z IN SURAKARTA Rahmawati Setiyani; Lathifah Khairani; Rajendra Agidya Putra
Proceeding of the International Conference Health, Science And Technology (ICOHETECH) 2026: Proceeding of the 7th International Conference Health, Science And Technology (ICOHETECH)
Publisher : LPPM Universitas Duta Bangsa Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47701/wrrjk076

Abstract

Coffee consumption in Indonesia continues to grow,particularly among Generation Z, in line with changinglifestyles and the proliferation of coffee shops. The city ofSurakarta is one of the areas experiencing rapid growth inthe coffee shop industry, making it important to understandGeneration Z’s coffee preferences and consumptionpatterns. This study aims to analyze Generation Z’s coffeepreferences and consumption patterns in the city ofSurakarta. The study employed a descriptive quantitativeapproach using a survey method. Data were collected via aquestionnaire from 30 Generation Z respondents residing inSurakarta who consume coffee. Sampling was conductedusing accidental sampling, while data analysis utilizeddescriptive statistics with percentages. The results showthat, in terms of consumption preferences, 28 respondents(93%) chose coffee varieties based on their strong anddistinctive flavors. Meanwhile, 21 respondents (70%)consumed coffee to boost their energy. These resultsindicate that flavor and the functional role of coffee insupporting daily activities are important considerations forGeneration Z when consuming coffee. This study can serveas a reference for coffee shop business owners in developingproducts tailored to the preferences of Generation Zconsumers.
Co-Authors Edo Putra Pratama Istriningsih Istriningsih Rahmawati Setiyani Rajendra Agidya Putra Reswita Reswita