Desinta Hafina Sari
Universitas Terbuka, Yogyakarta

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

Innovation, Competitive Advantage, and Business Sustainability in Enhancing Organizational Performance Cipi Nurmala; Desinta Hafina Sari
Integra Business Review Vol. 2 No. 2 (2024): December 2024
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-513

Abstract

This study aims to analyze the role of innovation in improving organizational performance through competitive advantage and business sustainability within the context of the modern economy. The rapid growth of digital transformation, increasing business competition, and changing market demands encourage organizations to develop adaptive strategies oriented toward sustainable value creation. This research employs a descriptive qualitative approach using a literature study method based on scientific articles, national and international journals, and relevant publications issued over the last five years. Data analysis was conducted through data reduction, data presentation, and conclusion drawing to obtain a comprehensive understanding of the relationships among innovation, competitive advantage, business sustainability, and organizational performance. The findings indicate that innovation is a strategic factor that enhances organizational capability in creating added value, strengthening competitive positioning, and supporting long-term business sustainability. Competitive advantage serves as a mechanism linking innovation to organizational performance, while business sustainability reinforces the organization's ability to maintain growth and competitiveness over time. The study concludes that the integration of innovation, competitive advantage, and business sustainability constitutes an essential foundation for achieving superior and sustainable organizational performance in a dynamic economic environment.
Digital Payment Adoption and Financial Performance of MSMEs in Indonesia Subur Gunawan; Artadhea Aurelia Candra Chairina; Desinta Hafina Sari
Integra Business Review Vol. 4 No. 1 (2026): June 2026
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-722

Abstract

Digital transformation has driven changes in the operations of micro, small, and medium-sized enterprises (MSMEs), including in the use of digital payment systems. This study aims to synthesize the literature on the relationship between the adoption of digital payments and the financial performance of MSMEs in Indonesia, as well as to identify the factors that support and hinder their adoption. The study employs a literature review method with a qualitative descriptive approach through the identification, comparison, and synthesis of relevant prior research. The analyzed literature covers discussions on QRIS, e-wallets, financial literacy, financial knowledge, perceived ease of use, perceived benefits, perceived risk, sales performance, business performance, and financial performance. The results of the synthesis indicate that digital payments can support ease of transactions, payment flexibility, sales activities, and the financial performance of MSMEs. However, their utilization is influenced by financial knowledge and literacy, ease of use, perceived benefits, perceived risks, and the readiness of business owners. Therefore, the optimization of digital payments must be accompanied by improvements in digital capabilities and financial literacy to provide sustainable benefits for MSMEs.