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All Journal Socio-Economic and Humanistic Aspects for Township and Industry Economy and Finance Enthusiastic
Rosidin Rosidin
Department of Public Administration, Universitas Muhammadiyah Bengkulu, Indonesia
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media

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Collaborative Governance in Village Fund-Based Community Empowerment: An Institutional Bricolage Study in Bengkulu's Marginal Villages Titi Darmi; Rosidin Rosidin; Lutvia Liyan Sari; Ella Martina Chayati
Socio-Economic and Humanistic Aspects for Township and Industry Vol. 1 No. 1 (2023): Socio-Economic and Humanistic Aspects for Township and Industry
Publisher : Tinta Emas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/sehati.v1i1.727

Abstract

This study examines how collaborative governance is practiced in the management of Village Funds (Dana Desa) in marginal villages of Bengkulu Province, Indonesia, through the analytical lens of institutional bricolage. While national policy on Village Fund allocation assumes a uniform, rule-based model of village governance, marginal villages characterized by geographic isolation, limited administrative capacity, and thin economic bases frequently experience a mismatch between formal regulatory design and local realities. Employing a multi-site qualitative case study across three purposively selected marginal villages, this research explores the mechanisms through which local actors village officials, customary leaders, community facilitators, and citizens reassemble, borrow, and improvise informal collaboration norms when formal rules prove inadequate or unresponsive to local conditions. Data were collected through semi-structured interviews, direct field observation, and document review, and were analyzed using an institutional bricolage framework encompassing borrowing, aggregation, alteration, and legitimation processes. The findings reveal that village fund governance in marginal contexts is not merely an implementation of central policy but an ongoing, socially embedded process of institutional reconstruction that blends bureaucratic procedure with customary practice, kinship-based reciprocity, and religious norms. This bricolage produces hybrid collaborative arrangements that both extend and constrain community empowerment outcomes. The study contributes a novel theoretical application of institutional bricolage to village fund collaborative governance a sub-field dominated by program-effectiveness evaluation and offers policy recommendations for accommodating institutional pluralism in marginal village development.
Triangular Fiscal Collaboration: Local Government, Village Cooperatives, and Financial Institutions in Bengkulu's Productive Economy Programs Rosidin Rosidin; Rekho Adriadi; Anisa Ice Trisnawati; Ratu Maruta Jingga
Socio-Economic and Humanistic Aspects for Township and Industry Vol. 4 No. 1 (2026): Socio-Economic and Humanistic Aspects for Township and Industry
Publisher : Tinta Emas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/sehati.v4i1.742

Abstract

Productive-economy programs in rural Indonesia increasingly depend on collaboration among local government, village cooperatives, and financial institutions. Most evaluations focus on income, business turnover, or budget realization, leaving the institutional relationships that connect public funds, cooperative operations, and credit largely unexamined. This study analyses that relationship as a triangular fiscal collaboration in five upland villages in Rejang Lebong and Kepahiang, Bengkulu Province. A qualitative institutional case study was combined with a participatory action research cycle, document review, focus group discussions, interviews, field observation, and a structured evaluation matrix covering economic, environmental, and institutional dimensions. The collaboration was mapped as a six-stage institutional value chain: agenda-setting and budgeting, capitalisation, intermediation, production support, market linkage, and monitoring with reinvestment. The analysis shows that collaboration is strongest when the three parties possess clear and mutually recognised mandates, particularly during capitalisation. Value is lost when responsibilities fall between organisations, especially at market linkage and monitoring, where informal collectors often perform functions that the formal arrangement cannot. Environmental criteria remain weakly integrated into fiscal, cooperative, and banking instruments, while participation is strongest during implementation and weaker in financing, marketing, and evaluation. The study argues that institutional value-chain analysis can locate collaboration failure at specific hand-offs and suggests that productive-economy policy should combine clearer inter-organisational agreements, market functions, ecological safeguards, and feedback mechanisms rather than relying on general calls for coordination.
Productive Remittance Empowerment Through a Triangular Partnership: A Transnational Community Service Program Linking Bengkulu and Malaysia Rosidin Rosidin; Rekho Adriadi; Anisa Ice Trisnawati; Ratu Maruta Jingga
Economy and Finance Enthusiastic Vol. 3 No. 1 (2025): January-June
Publisher : Tinta Emas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/efe.v3i1.757

Abstract

Migrant workers’ remittances support household expenditure but do not necessarily lead to sustained productive assets when financial capability and institutional access remain limited. This article examines a 2025 transnational community service program linking Universitas Muhammadiyah Bengkulu, the Malaysian Special Branch of ‘Aisyiyah (PCIA Malaysia), regional government agencies, and two Sharia microfinance institutions. The participatory action research program enrolled 72 participants, including 41 migrants in Malaysia and 31 remittance-receiving family members in Bengkulu; 68 completed paired financial literacy assessments. Training combined six modules, joint transnational household sessions, business planning clinics, and institutional referral development. The mean composite financial literacy index rose from 42.8 to 76.4. At three-month follow-up, written budgeting was reported by 63.9% of tracked households compared with 11.5% at baseline, while dedicated savings instruments increased from 27.9% to 68.9%. Twenty-four enterprise plans were prepared, 18 assessed as bankable, 11 submitted for financing, and seven approved for a combined IDR 96.5 million. Nine enterprises were operational by November 2025. Productive remittance allocation increased from 8.3% to 21.6%. The partnership also established a memorandum of understanding, financial institution commitments, and an operating referral protocol. These findings document promising program outputs and reported behavioral change, although the absence of a control group limits causal attribution and longer-term sustainability remains unverified. The model illustrates how diaspora access, public-sector coordination, and financial services may be combined to strengthen household economic preparedness.
Co-Authors Anisa Ice Trisnawati Anisa Ice Trisnawati Ella Martina Chayati Lutvia Liyan Sari Ratu Maruta Jingga Ratu Maruta Jingga Rekho Adriadi Rekho Adriadi Titi Darmi