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All Journal Kompartemen : Jurnal Ilmiah Akuntansi
Nais Labiibah
Universitas Muhammadiyah Tegal, Indonesia
Economics, Econometrics & Finance

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Analisis Determinan Inklusi Keuangan Syariah: Studi Empiris pada Pelaku UMKM Rozi Fery Setiyaningsih; Faizal Suhartoyo; Nais Labiibah
Kompartemen : Jurnal Ilmiah Akuntansi Vol. 23 No. 2 (2025): KOMPARTEMEN, Vol 23 No 2, September 2025
Publisher : Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/kompartemen.v23i2.28173

Abstract

This study aims to determine the determinants of Islamic financial inclusion among MSMEs in Tegal, Central Java, through the distribution of questionnaires using a Likert scale. This research method is quantitative, using primary data sources from MSMEs in Tegal, Central Java. The research analysis uses multiple linear regression with the help of SPSS 31 software. This study uses a 95% and α5% confidence interval. The results of this study can be concluded that the variables of Islamic financial literacy, religion, and product innovation influence Islamic financial inclusion. Location does not affect the increase in Islamic financial inclusion. Based on the balance of demand variables in this study, namely Islamic financial inclusion and religion together simultaneously with supply-side variables, namely product innovation and location, influence Islamic financial inclusion.
Co-Authors Faizal Suhartoyo Rozi Fery Setiyaningsih