Claim Missing Document
Check
Articles

Found 2 Documents
Search

Financial literacy as moderation between overconfidence, loss aversion, fear of missing out, and investment decision Kumalasari, Putri; Prajawati, Maretha Ika
Jurnal Fokus Manajemen Bisnis Vol. 15 No. 2 (2025)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/fokus.v15i2.13401

Abstract

In recent years, a surge of young investor in Indoensia has been observed, many of whom rely on peer influence, and limited financial knowledge to make investment decisions. However, this enthusiasm is often not accompanied by adequate financial literacy, making young investors more susceptible to pshychological biases such as overconfidence, loss aversion and fear of missing out. This study examines how overconfidence, loss aversion, and fear of missing outĀ  on the investment decisions of generation Z in Malang City, Indonesia with financial literacy assessed as a moderating variable. In light of the increasing involvement of young investors in Indonesia, this study emphasizes the psychological factors influencing investment behavior. Data were collected through a survey of 96 stock investors, using quantitative methods with purposive sampling, with SPSS version 26 as the statistical tool for data analysis, and with moderated regression analysis used for analysis. The results indicate that although fear of missing out does not have a positive impact on investment decisions, excessive confidence and loss aversion do have a positive impact on investment decisions. The results also show that financial literacy cannot moderate overconfidence, loss aversion, and fear of missing out. This study is interesting because it examines how behavioral biases, financial literacy, and investing behavior interact with Indonesia's generation Z using the theory of planned behaviorĀ  paradigm. By integrating behavioral finance concepts with emotional considerations, the study offers novel insights into young investors' decision processes. Nevertheless, the findings are constrained to generation Z investors in Malang City, Indonesia, limiting the generalizability to broader populations.
Penerapan Metode Prophetic Parenting Terhadap Pola Asuh Anak Di Madrasah Ibtidaiyah Adab Baleharjo Kumalasari, Putri; Wahyuningsih, Diah
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02 (2025): Volume 10 No. 02 Juni 2025 In Build
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02.24423

Abstract

The purpose of the research conducted is to understand the application of the prophetic parenting method to the parenting patterns at Mi Adab Muhammadiyah Baleharjo and the involvement of parents and teachers in the implementation of the prophetic parenting method. The research uses a qualitative method with data collection through literature review, interviews, and field studies. In the research findings, it was discovered that in the implementation of the prophetic parenting method in child-rearing at MI Adab Baleharjo, there is a reciprocal relationship between teachers and parents in applying the prophetic parenting method. Based on the research findings, it can be concluded that the implementation of the prophetic parenting method in child-rearing at MI Adab Baleharjo is in accordance with the teachings of the Prophet Muhammad (peace be upon him), and this has become the main guideline for the school in the effort to educate children both at school and at home.