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All Journal Gemilang: Jurnal Manajemen dan Akuntansi Jurnal Projemen UNIPA Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi
Nabila Ariini Rosyada
Universitas Islam Indonesia
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Analisis Dampak Partisipasi dalam Ekonomi Gig terhadap Pendapatan dan Ketahanan Finansial Pekerja di Indonesia Nabila Ariini Rosyada; Rokhedi Priyo Santoso
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 4 No. 6 (2026): November: MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v4i6.2765

Abstract

This study aims to analyze the effect of Gig Economy Participation on the Financial Resilience of gig workers in Indonesia with Net Income as a mediating variable, as well as the effect of Education on Financial Resilience through Financial Literacy as a mediating variable. Additionally, this research conducts a comparative analysis to map differences in the dynamics of relationships between variables based on employment status categories, namely gig economy work as primary employment and gig economy work as supplemental employment. This research employs a quantitative approach using Partial Least Squares Structural Equation Modeling (PLS-SEM) processed through SmartPLS software. Primary data were obtained from questionnaires completed by 120 gig worker respondents in Indonesia. The results indicate that Gig Economy Participation has a significant positive effect on Net Income in the main model and the Supplemental Work group, but a significant negative effect in the Primary Work group. Net Income is proven to have a significant positive effect on Financial Resilience and validly mediates the impact of work participation on financial resilience across all sample groups. On the other hand, Education is proven to significantly increase Financial Literacy. However, Financial Literacy shows no significant effect on Financial Resilience and fails to act as a mediating variable.
Analisis Pengaruh Variabel Makroekonomi dan Pembiayaan Utang terhadap Dinamika Perekonomian di Indonesia: Studi Kasus: PDB, Nilai Tukar, Surat Utang Negara, SBSN, dan Utang Luar Negeri Nabila Ariini Rosyada; Jaka Sriyana
GEMILANG: Jurnal Manajemen dan Akuntansi Vol. 6 No. 4 (2026): Jurnal Manajemen dan Akuntansi
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/gemilang.v6i4.4024

Abstract

This study aims to analyze the short- and long-run dynamic relationships between government debt financing variables and macroeconomic variables in Indonesia. Using quarterly data from the first quarter of 2011 to the fourth quarter of 2021, this study combines variables such as Gross Domestic Product (GDP), Exchange Rate (ER), Government Bonds (SUN), State Sharia Securities (SBSN), and External Debt (ULN). The Vector Error Correction Model (VECM) is used to examine how these variables influence each other and adjust towards long-run equilibrium. The results indicate the existence of two stable cointegration relationships. In the long run, GDP and the Exchange Rate are found to significantly affect SBSN. Furthermore, GDP and SUN significantly affect external debt, indicating a substitution effect between domestic debt (SUN) and external debt (ULN). Analysis using the Impulse Response Function (IRF) and Forecast Error Variance Decomposition (FEVD) further confirms these dynamics, indicating that shocks to debt and GDP variables contribute significantly to explaining the variation of other variables in the system
Perbedaan Akses Bantuan Sosial antara Wilayah Perkotaan dan Pedesaan: Analisis Multinomial Pilihan Lokasi Pengambilan Bantuan PKH di Yogyakarta Nabila Ariini Rosyada; Dwi Listiani; Sofyan Ashari Nur
Projemen UNIPA Vol 13 No 3 (2026): September : Jurnal Projemen UNIPA
Publisher : Universitas Nusa Nipa Maumere

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/projemen.v13i3.1538

Abstract

The Family Hope Program (Program Keluarga Harapan/PKH) is a conditional cash transfer program aimed at reducing poverty in Indonesia. The effectiveness of PKH disbursement depends not only on the amount and targeting accuracy of assistance but also on the accessibility of disbursement locations for beneficiary households, particularly in rural areas. This study analyzes how regional status (urban or rural) affects PKH disbursement location choice in the Special Region of Yogyakarta. The data are drawn from the 2020 National Socio-Economic Survey (Susenas) of Yogyakarta Province, with 697 PKH-recipient households as the unit of analysis. We used multinomial logistic regression, with ATM as the reference (base) outcome, compared with Post Office, Bank Office, Bank Agent, and other locations. The results show that regional status significantly affects the choice of disbursement location for the Bank Office, Bank Agent, and Other categories (p<0.05), but not for the Post Office (p>0.05). Rural households tend to prefer Bank Offices and Bank Agents over ATMs, while urban households predominantly use ATMs. These findings suggest the need to strengthen non-ATM banking infrastructure, such as Bank Agents/Laku Pandai, in rural areas to make PKH disbursement more inclusive and efficient.
Co-Authors Dwi Listiani Jaka Sriyana Rokhedi Priyo Santoso Sofyan Ashari Nur