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All Journal Dinamika Pendidikan Golden Ratio of Finance Management
Sriyanto, S.
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Economics, Econometrics & Finance Education

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Negotiation Competencies Based on Assertiveness and Self Efficacy for Vocational High School Students Sriyanto, S.; Murniawaty, Indri; Na'imah, Tri
Dinamika Pendidikan Vol 14, No 1 (2019): June 2019
Publisher : Fakultas Ekonomi, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/dp.v14i1.18420

Abstract

This study aims to determine the association of assertiveness, self efficacy with the competency of negotiations for students. The study was conducted in State Vocational School 1 Bawang Banjarnegara involving 132 samples in Study Program of Online Marketing Business. Sampling technique was stratified random sampling, and data collection technique used questionnaire instruments. Data were analyzed through correlation technique data of product moment. Based on hypothesis testing, results can be obtained that assertiveness had a positive relationship with negotiation competencies. Similarly, self efficacy also had a positive relationship to negotiation competencies; these two independent variables also had a positive and significant relationship to negotiation competencies. The implications of the results of this study were that the negotiation competencies for students can support careers in marketing so that it required the formation of assertiveness and an increase in self-efficacy in the learning process.
Exploring the Impact of Fintech Innovation on Financial Stability and Regulation: A Qualitative Study Wijayanti, Handayani Tri; Sriyanto, S.
Golden Ratio of Finance Management Vol. 5 No. 1 (2025): October - March (Article in Press)
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v5i1.423

Abstract

This qualitative study explores the multifaceted dynamics of fintech innovation, financial stability, and regulation. The research aims to investigate the impact of fintech innovations on financial stability, identify associated risks and challenges, and examine regulatory responses to mitigate these risks. Employing a comprehensive research methodology encompassing exploratory and descriptive approaches, the study synthesizes existing literature from academic journals, reports, and other scholarly sources. Data collection involves systematic searches of databases such as PubMed, Scopus, Web of Science, and Google Scholar, supplemented by citation chaining and hand-searching techniques. Data analysis entails iterative rounds of coding, categorization, thematic analysis, and interpretation to uncover patterns, themes, and insights embedded within the literature. The research findings highlight the significant potential of fintech innovation to enhance financial inclusion, efficiency, and transparency while also identifying risks related to cybersecurity threats, data privacy concerns, and systemic vulnerabilities. Regulatory responses, including regulatory sandboxes, licensing regimes, and innovation hubs, are examined as mechanisms to foster innovation while safeguarding financial stability and consumer protection. The study contributes to advancing our understanding of the complex interactions between fintech innovation, financial stability, and regulation, providing insights to policymakers, regulators, industry stakeholders, and researchers.
Exploring the Impact of Fintech Innovation on Financial Stability and Regulation: A Qualitative Study Wijayanti, Handayani Tri; Sriyanto, S.
Golden Ratio of Finance Management Vol. 5 No. 1 (2025): October - March
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v5i1.423

Abstract

This qualitative study explores the multifaceted dynamics of fintech innovation, financial stability, and regulation. The research aims to investigate the impact of fintech innovations on financial stability, identify associated risks and challenges, and examine regulatory responses to mitigate these risks. Employing a comprehensive research methodology encompassing exploratory and descriptive approaches, the study synthesizes existing literature from academic journals, reports, and other scholarly sources. Data collection involves systematic searches of databases such as PubMed, Scopus, Web of Science, and Google Scholar, supplemented by citation chaining and hand-searching techniques. Data analysis entails iterative rounds of coding, categorization, thematic analysis, and interpretation to uncover patterns, themes, and insights embedded within the literature. The research findings highlight the significant potential of fintech innovation to enhance financial inclusion, efficiency, and transparency while also identifying risks related to cybersecurity threats, data privacy concerns, and systemic vulnerabilities. Regulatory responses, including regulatory sandboxes, licensing regimes, and innovation hubs, are examined as mechanisms to foster innovation while safeguarding financial stability and consumer protection. The study contributes to advancing our understanding of the complex interactions between fintech innovation, financial stability, and regulation, providing insights to policymakers, regulators, industry stakeholders, and researchers.
Co-Authors Handayani Tri Wijayanti Indri Murniawaty, Indri Na'imah, Tri