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All Journal Reinforce: Journal of Sharia Management
Duwi Ayu Nur Azizah
Unknown Affiliation
Religion Social Sciences

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Risk Analysis and Mitigation for The Tulungagung ZISWAF Institution Ikrimatu Khoirinnisa’; Duwi Ayu Nur Azizah; Putri Febriani; Selina Novita Nur Cahya; Diah Putri Isnaini; Muhammad Ihsanudin; Kukuh Hidayat; Binti Nur Aisyah
Reinforce: Journal of Sharia Management Vol. 5 No. 2 (2026)
Publisher : Faculty of Islamic Economic and Business (FEBI), Sayyid Ali Rahmatullah State Islamic University (UIN SATU) Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/reinforce.v5i2.12050

Abstract

Abstract: This study aims to analyze the risks faced by the Tulungagung ZISWAF Institution and to identify mitigation strategies that can be implemented to minimize the impact of these risks. The study employs a descriptive qualitative method, with data collection techniques including literature review, documentation, and analysis of various relevant sources regarding the management of zakat institutions. The results of the study indicate that the Tulungagung ZISWAF Institution faces several major risks, namely operational, financial, Sharia compliance, information technology, human resources, and reputational risks. These risks stem from internal factors such as limited human resource competencies, weaknesses in control systems, and administrative management, as well as external factors such as technological developments, regulatory changes, and public demands for transparency. Risk mitigation efforts are carried out by strengthening internal control systems, improving the competence of zakat administrators, implementing secure information technology, conducting periodic audits, and enhancing transparency and accountability in fund management. The implementation of effective risk management is expected to improve the institution’s performance, maintain public trust, and optimize the sustainable management of ZISWAF funds.
Co-Authors Binti Nur Aisyah Diah Putri Isnaini Ikrimatu Khoirinnisa’ Kukuh Hidayat Muhammad Ihsanudin Putri Febriani Selina Novita Nur Cahya