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All Journal Al-Muzdahir: Jurnal Ekonomi Syariah Conseils : Jurnal Bimbingan dan Konseling Islam
Arif Maghfur
Institut Pesantren Sunan Drajat Lamongan
Economics, Econometrics & Finance Physics

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Sistem Cash on Delivery (COD) dalam Jual Beli Online Menurut Perspektif Ekonomi Islam Musbikhin Musbikhin; Arif Maghfur; Dian Elisia
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 6 No. 2 (2024): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v6i2.917

Abstract

Online buying and selling are transactions carried out by parties using the internet network. The payment method that is often used today is the COD system. The aim of this research is to find out and explain the mechanism of the Cash On Delivery (COD) system in online buying and selling according to an Islamic economic perspective. In this research the researcher used a library research method with descriptive qualitative analysis using a deductive method regarding the cash on delivery (COD) system and analyzed using an Islamic economics approach. The results of this research include the following: 1) the online buying and selling mechanism with the COD system in the marketplace can be implemented by selecting the goods first and then payment is made in cash when the goods arrive. To purchase products, you can order them via the website or application. 2) (2) Based on the analysis of online buying and selling using the COD system carried out by the marketplace, it is in accordance with Islamic economic principles, such as aspects of justice, transparency and compliance. So online buying and selling using the COD system is permitted from a Sharia Economic perspective.
Pola Fatwa Dewan Syariah Nasional terhadap Produk Lembaga Keuangan Syariah Arif Maghfur
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 7 No. 1 (2025): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v7i1.1494

Abstract

The National Sharia Council or commonly abbreviated as DSN is an institution under the auspices of the Majlis Ulama Indonesia. The existence of the DSN-MUI institution is to provide legal fatwas related to Islamic Financial Institutions in Indonesia. The increasing number of problems that exist in Islamic Financial Institutions in Indonesia has made DSN-MUI work hard to be able to provide legal fatwas in accordance with the new products submitted by Sharia Banks. This will continue and develop in accordance with the development of the banking world in Indonesia in particular. Therefore, DSN-MUI as an institution in charge of screening and issuing legal fatwas must be able to provide legal fatwas that are truly in accordance with the understanding of the law in Indonesia. DSN-MUI as an institution that has the right to provide law on Islamic financial products still receives a lot of criticism from various circles, both academics and several fiqh law experts. Among these criticisms is the inconsistency of the DSN-MUI fatwa with the literature of the salaf book, which is currently still a reference for most Indonesia scholars. There are also those who criticize the problem of using fiqh rules. DSN-MUI only uses one rule as a legal basis and does not use other rules, even though other rules are related to these rules. Not to mention the use of verses of the Qur'an, which actually have no connection with the law of the product being fatwad. The existence of these criticisms is not to weaken DSN-MUI, but it is hoped that it can be a reinforcement for DSN-MUI, because what they have fatwa will be a reference for many people in muamalah.
CONSUMER PSYCHOLOGY AS A RELIGIOUS TOURISM MARKETING STRATEGY Arif Maghfur
Conseils : Jurnal Bimbingan dan Konseling Islam Vol. 4 No. 1 (2024): April : Jurnal CONSEILS: Jurnal Bimbingan dan Konseling Islam
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/conseils.v4i1.1133

Abstract

Tourism is a global industry sector that has great potential to be developed as a source of income. One of the tourism that is widely spread in Indonesia, especially the island of Java, is religious tourism. From various regions it seems to flock to visit this tourism. The visit from the tourists is able to contribute to the economy of the area. Therefore, this needs special attention. In determining tourism, tourists experience a psychological process from the period of a person's travel to the psychological condition during the activity until after the tourism activity is completed. Consumer psychological studies can explain the psychological processes experienced by tourists through internal, external and situational factors. These three factors affect marketing strategies, namely market segmentation, product, positioning and marketing mix. This study will explain how consumer psychology in tourism works.
Co-Authors Dian Elisia MUSBIKHIN