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All Journal Tanmiyah Impact: Islamic Economics & Business Service Journal Hikmah Studies
Khairun Nisa
Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi
Religion Humanities Other

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Sosialisasi Mobile Banking Sebagai Upaya Meningkatkan Literasi Keuangan Digital Masyarakat Jorong Lambeh Khairun Nisa; Muhammad Taufiq
Tanmiyah Impact: Islamic Economics & Business Service Journal Vol. 2 No. 3 (2026): September 2026
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

Perkembangan layanan perbankan digital mendorong semakin luasnya pemanfaatan mobile banking. Namun, tingkat literasi keuangan digital masyarakat di wilayah pedesaan masih relatif rendah sehingga pemanfaatan layanan tersebut belum optimal. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman masyarakat mengenai fungsi, manfaat, dan penggunaan mobile banking melalui pendekatan sosialisasi secara door to door. Kegiatan dilaksanakan di Jorong Lambeh, Nagari Ampek Koto Palembayan, Kabupaten Agam dengan sasaran masyarakat yang masih memiliki keterbatasan pemahaman terhadap layanan perbankan digital. Pelaksanaan kegiatan meliputi observasi, penyampaian materi secara langsung, demonstrasi menggunakan aplikasi BRImo sebagai contoh mobile banking, diskusi, serta evaluasi melalui pengamatan terhadap tingkat pemahaman masyarakat selama kegiatan berlangsung. Hasil kegiatan menunjukkan bahwa sosialisasi memberikan kontribusi terhadap peningkatan pemahaman awal masyarakat mengenai layanan mobile banking, meskipun tingkat pemahaman peserta belum merata. Kendala yang dihadapi antara lain keterbatasan akses internet, perbedaan tingkat literasi digital masyarakat, serta tidak semua masyarakat berada di rumah saat kegiatan dilaksanakan. Meskipun demikian, pendekatan door to door memungkinkan penyampaian materi dilakukan secara lebih personal sesuai dengan kebutuhan masyarakat. Kegiatan ini memberikan kontribusi dalam meningkatkan literasi keuangan digital masyarakat pedesaan melalui pendekatan edukasi yang adaptif sesuai dengan karakteristik masyarakat. Oleh karena itu, diperlukan pelaksanaan edukasi secara berkelanjutan melalui kerja sama antara perguruan tinggi, pemerintah nagari, dan lembaga perbankan agar pemanfaatan layanan mobile banking semakin optimal.
'Iffah Maryam dalam Al-Qur'an: Kajian Tafsir Tematik dan Relevansinya Bagi Etika Muslimah Digital Khairun Nisa; Nurlizam
Hikmah Studies : Journal of Religion, Narrative, and Thought Vol. 1 No. 3 (2026): September 2026
Publisher : Hikmah Studies : Journal of Religion, Narrative, and Thought

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Abstract

In the digital era, Muslim women face significant moral challenges in preserving their modesty and dignity. Unlimited online interaction, visual trends, and the pursuit of social validation increasingly threaten the Islamic principle of ‘iffah (chastity and self-restraint). This study examines the exemplary character of Maryam as a Qur'anic model for addressing these contemporary challenges. It employs a qualitative library research approach by analyzing the interpretations of three contemporary Qur'anic exegetes: M. Quraish Shihab in Tafsir al-Misbah, Hamka in Tafsir al-Azhar, and Sayyid Qutb in Fi Zhilal al-Qur'an. The analysis focuses on Qur'anic verses concerning Maryam's purity, namely Q.S. Maryam 19:17–20, Q.S. At-Tahrim 66:12, Q.S. Al-Anbiya' 21:91, and Q.S. Ali 'Imran 3:42. The findings reveal three main dimensions of Maryam's exemplary modesty. First, she demonstrated noble character through devotion and obedience to Allah. Second, she preserved her honor and purity by maintaining appropriate social boundaries and dedicating herself to worship. Third, she sought refuge in Allah as the primary means of safeguarding her chastity. The study also identifies three relevant applications for Muslim women in the digital era: maintaining ethical online interactions and personal purity, protecting modesty in social media self-presentation, and using digital platforms for beneficial and spiritually meaningful purposes. These findings offer a Qur'an-based framework for strengthening the moral and spiritual resilience of Muslim women in the digital age..
Co-Authors Muhammad Taufiq Nurlizam