Hudan, Alya Zulfa Dwi Avria Rizky
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Tunai atau Non-Tunai: Analisis Pengaruh Bantuan Sosial terhadap Perilaku Konsumsi Rumah Tangga di Provinsi Jawa Barat Yuliani, Novi Mela; Hudan, Alya Zulfa Dwi Avria Rizky; Khoirunnisa, Anis; Rahmania, Raisya
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 10 No. 2 (2026): September 2026
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/ecodemica.v10i2.13272

Abstract

This study analyses the impact of cash and non-cash social assistance programmes on household consumption in 20 regencies and cities in West Java during the period 2020–2024. The research methodology utilised panel data regression, with the fixed-effects model selected as the optimal model. This study examines the effects of the Non-Cash Food Assistance (BPNT), the Family Hope Programme (PKH) and the national health insurance of Healthy Indonesia Card (JKN-KIS) on household consumption. The results show that BPNT has a positive and significant effect on household consumption, with a coefficient of 0.0854 (p=0.0000). JKN-KIS also has a positive and significant effect, with a coefficient of 0.0512 (p=0.0004). Meanwhile, PKH has a positive but non-significant effect, with a coefficient of 0.0043 (p=0.6785). These results indicate that increases in BPNT and JKN-KIS are associated with increases in household consumption expenditure, whilst the relationship between PKH and total consumption expenditure has not yet shown statistically significant evidence at the regency/city level during the study period. The research findings indicating that the PKH programme is not statistically significant in relation to total consumption may be linked to the nature of the PKH as a conditional cash transfer programme, which has different targets and utilisation mechanisms compared to the BPNT and JKN-KIS, as well as the possibility that the impact of the PKH is more evident in specific expenditure components in line with the programme’s objectives. Consequently, these findings suggest variations in the impact of different social assistance programmes on household consumption expenditure.