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All Journal Formosa Journal of Applied Sciences (FJAS)
Aurellia Bunga Ardellia Pramana Putri
Universitas Muhammadiyah Surakarta
Control & Systems Engineering Decision Sciences, Operations Research & Management Education Engineering Social Sciences

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The Moral Dilemma Behind the Chase of Money: Islamic Criticism of Modern Speculation and Usury Syelbi Huriyah Baradja; Aurellia Bunga Ardellia Pramana Putri; Putraku Rangga Nugrohodjati; Priyono Priyono
Formosa Journal of Applied Sciences Vol. 4 No. 10 (2025): October 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjas.v4i10.402

Abstract

The phenomenon of the pursuit of money reflects the moral crisis in the modern economy, when financial gain is made the main goal at the expense of ethical and spiritual values. The capitalist system based on riba (interest), maysir (speculation), and gharar (uncertainty) causes social inequality, economic instability, and moral degradation. Alternatively, Islamic economics offers a system of justice through the principles of mudharabah (profit sharing), musyarakah (partnership), and murabahah (buying and selling with profit margins) that emphasize fairness and transparency. This study uses a qualitative-descriptive method with a literature study approach to classical and contemporary sources. The results of the study show that profit-based economic practices are solely contrary to the sharia maqashid. Islamic financial moral education and literacy are important to build awareness towards a just, moral, and sustainable global economy.
Co-Authors Priyono Putraku Rangga Nugrohodjati Syelbi Huriyah Baradja