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All Journal Cakrawala: Jurnal Pengabdian Masyarakat Global
Denta Putra Widyatama
Universitas Wijaya Kusuma Surabaya
Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Penguatan Partisipasi Anggota Koperasi Merah Putih Desa Karangagung Melalui Pembinaan Keuangan dan Integrasi Lembaga Pendidikan Ratna Ani Lestari; Mangihut Siregar; Denta Putra Widyatama; Yusuf Bachtiar
Cakrawala: Jurnal Pengabdian Masyarakat Global Vol. 5 No. 4 (2026): November: Cakrawala: Jurnal Pengabdian Masyarakat Global
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/cakrawala.v5i4.8116

Abstract

This community service program aimed to strengthen member participation in the Merah Putih Cooperative in Karangagung Village through financial guidance and educational institution integration. The program employed a Participatory Action Research (PAR) approach involving observation, interviews, training, financial recordkeeping assistance, and participatory evaluation. Participants included cooperative administrators, village officials, MSME representatives, and educational communities. The results showed that cooperative membership reached 168 individuals, with cumulative transactions totaling IDR 1.7 billion by July 2026. Educational institution integration through the student savings program generated daily savings ranging from IDR 250,000 to IDR 500,000, with SDN Karangagung providing the largest contribution. Financial guidance supported improvements in administration, financial transparency, and problematic loan management. Institutional achievements included receiving the Third Best Cooperative Award in East Java. These findings demonstrate that collaboration among village authorities, academics, and educational institutions strengthens member participation, promotes financial literacy, and supports sustainable cooperative development as a center for community economic empowerment and social participation.
Co-Authors Mangihut Siregar Ratna Ani Lestari Yusuf Bachtiar