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Leni Zarida Harahap
Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

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Implementasi Islamic Green Banking dalam Pengembangan Produk-Produk Syariah Berkelanjutan di BSI KCP. Gunung Tua (SDGs Poin 12) Leni Zarida Harahap; Harfandi
Muamalah Insights : Journal of Islamic Entrepreneurship and Management Vol. 1 No. 1 (2026): Maret 2026
Publisher : Muamalah Insights : Journal of Islamic Entrepreneurship and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/muamalahinsights.v1i1.2220

Abstract

The threat of global warming has shifted the perspective on environmental degradation, which is now understood as a multidimensional crisis that simultaneously affects economic, social, and environmental systems. In this context, financial institutions—particularly those based on sharia principles—hold a strategic role in initiating and accelerating the adoption of sustainable business practices. One of the conceptual breakthroughs offered is the integration of environmental sustainability values into sharia banking operations, known as Islamic green banking. This concept aligns with the global agenda of the Sustainable Development Goals (SDGs). The adaptation and development of "green" financial products not only provide ecological benefits but also create added value in the form of increased operational efficiency, long-term cost savings, and enhanced institutional reputation in the eyes of stakeholders. The focus of this research is to conduct an in-depth examination of the application of Islamic Green Banking principles in designing and offering sustainable sharia financial products, with a case study at Bank Syariah Indonesia, Gunung Tua Sub-Branch Office. Using a qualitative case study approach with primary data, the findings of this research are expected to form the basis for recommendations to banking policymakers in formulating strategies for developing sustainable sharia products, guided by the implementation indicators of Islamic green banking.