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All Journal Jurnal Pemberdayaan Masyarakat Madani (JPMM) Ekopedia: Jurnal Ilmiah Ekonomi
Nurjanah , Siti
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Arts Humanities Economics, Econometrics & Finance Education Social Sciences Other

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A Market School: Pengelolaan Pendapatan dan Laporan Keuangan Sederhana untuk Pedagang Buah Nikensari, Sri Indah; Nurjanah , Siti; Sari Komara, Lilis
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 3 No. 1 (2019): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ Indexed)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1475.161 KB) | DOI: 10.21009/JPMM.003.1.07

Abstract

This community development activity aims to provide understanding of material and earnings management techniques through lectures and simple financial application practices to improve the welfare of the parent Kramatjati market fruit traders in East Jakarta. This activity is part of activities carried out jointly with the theme "School Market for the Fruit Traders in Pasar Kramatjati of East-Jakarta". The sub-material for earnings management techniques starts with brain storming about factors that affect the activities of participants. The next material is about earnins management and recording simple financial statements using the "LAMIKRO" application. This application can be downloaded from the Ministry of Cooperatives and MSEs website. This community development activity was held in the PD Pasar Jaya office hall in the Kramat Jati market environment, with lecture and paractic methods. The results of this activity include the installation of the "LAMIKRO" application for some participants to facilitate making simple financial reports that were immediately practicable.
Pengaruh Literasi Keuangan Digital dan E-Commerce Terhadap Perilaku Doom Spending di Kalangan Generasi Z Universitas Negeri Jakarta Andriani, Salma Zahra; Nurjanah , Siti; Mukhtar, Saparuddin
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/y4vswd28

Abstract

This study aims to determine the influence of digital financial literacy and e-commerce on doom spending behavior among Generation Z at Jakarta State University. The population in this study were students as a representation of Generation Z in the campus environment. The sample of this study were active students at Jakarta State University with the sampling technique used was purposive sampling. The method used in this study was a quantitative method with multiple regression analysis. The results of the study found that the digital financial literacy variable was proven to have a positive and significant influence on doom spending behavior. This shows that respondents' understanding of digital financial instruments and the ease of online transactions does not necessarily make them wiser in refraining from impulsive shopping in stressful situations. On the contrary, mastery of financial technology actually becomes a means that makes it easier for respondents to make quick spending to relieve anxiety, so that the higher the digital financial literacy possessed, the tendency to doom spending also tends to increase. The e-commerce variable has a positive and significant influence as the main driving factor in doom spending behavior. The presence of online shopping platforms with various features of easy access, attractive promotions, and transaction speed has a very large impact in triggering unplanned spending. The practical nature of e-commerce has become a primary outlet for respondents to escape negative feelings or the stress of bad news through shopping, making it the most dominant factor in explaining why doom spending behavior occurs among the subjects of this study.
Pengaruh Indeks Pembangunan Manusia, Pengangguran Dan Ketimpangan Pendapatan Terhadap Kemiskinan Di Indonesia Tahun 2015-2024 Nabila, Sabrina; Nurjanah , Siti; Zahra, Siti Fatimah
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/1fv89v21

Abstract

Penelitian ini untuk melihat Pengaruh Indeks Pembangunan Manusia, Pengangguran Dan Ketimpangan Pendapatan Terhadap Kemiskinan Di Indonesia Tahun 2015-2024. Pada penelitian ini menggunakan sensus atau sampling total yang merupakan teknik pengambilan sampel dengan cara menggunakan seluruh anggota populasi sebagai sampel. Kriteria sampel yang digunakan pada penelitian ini adalah seluruh populasi yaitu 34 provinsi di Indonesia pada tahun 2015 hingga 2024. Penelitian ini menggunakan teknik analisis regresi data panel. Dapat ditarik kesimpulan sebagai berikut: (a)Indeks Pembangunan Manusia secara signifikan terbukti dapat menurunkan kemiskinan di Indonesia pada tahun 2015-2024. Dimana peningkatan IPM melalui pendidikan, kesehatan dan standar hidup yang layak dapat menciptakan efek yang positif yaitu dapat membuat masyarakat lebih sehat dan terdidik sehingga akan lebih produktif, dapat mandiri secara ekonomi, dan pada akhirnya dapat mampu keluar dari jerat kemiskinan secara permanen; (b) Pengangguran belum terbukti dapat mengurangi kemiskinan di Indonesia pada tahun 2015-2024. Hal ini didukung dengan fenomena working poor (pekerja miskin) di mana kemiskinan tidak disebabkan oleh ketiadaan pekerjaan, melainkan oleh rendahnya kualitas pekerjaan. Kebijakan pengentasan kemiskinan tidak cukup hanya berfokus pada penurunan tingkat pengangguran, tetapi juga perlu diarahkan pada peningkatan kualitas pekerjaan dan perluasan kapabilitas ekonomi masyarakat; dan (c) Ketimpangan Pendapatan merupakan determinan penting yang berpengaruh signifikan terhadap tingkat kemiskinan di Indonesia. Kebijakan yang mendorong pemerataan pendapatan serta perluasan akses terhadap sumber daya ekonomi terbukti dapat menekan tingkat kemiskinan secara berkelanjutan  
Co-Authors Andriani, Salma Zahra Nabila, Sabrina Saparuddin Mukhtar Sari Komara, Lilis Sri Indah Nikensari Zahra, Siti Fatimah