Rahayu, Dede
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PENGARUHRISK BASED CAPITALTERHADAP PROFITABILITASPERUSAHAANASURANSISYARIAHSTUDY PADAPERUSAHAAN ASURANSI YANG TERDAFTAR DI AASI Mubarok, Nurul; Rahayu, Dede
I-Economics Vol 3 No 2 (2017): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v3i2.1455

Abstract

Risk Based Capital (RBC) is a capital adequacy ratio of the risks covered and became one of the main indicators in assessing the financial health of insurance companies. This study is intended to determine how the influence Risk Based Capital to Profitability in Islamic Insurance company registered in AASI. This study aimed to determine the effect Risk Based Capital to Profitability in Islamic Insurance company registered in AASI. The data used in this research is secondary data such as financial statements of the company Sharia Insurance in Indonesia for the period 2012-2015. Samples were taken using purposive sampling technique. Samples were 12 companies from 45 Islamic insurance company registered in Sharia Insurance Association of Indonesia in 2012-2015. Data analysis technique used is the test panel fixed effect, random effect test and simple linear regression using eviews7. Based on the results of research and discussion expressed Risk Based Capital does not have a significant influence on the profitability ROA and ROE level of influence by 6,513% and 4.519% sedangan rest influenced by other factors. Imlikasi from the research is that the shortcomings in the fulfillment of obligations will mengerus capital of the insurance company that has been provided. However, if the solvency excess will lead idle funds so as not productive and will also remove the opportunity to earn income(profitability).
IMPLEMENTASI STANDAR KOMPETENSI LULUSAN DALAM SISTEM PENJAMINAN MUTU SEKOLAH DI UTSMAN BIN AFFAN ISLAMIC BOARDING SCHOOL KECAMATAN ARJASARI, KABUPATEN BANDUNG: Implementation of graduate competency standards in the school quality assurance system at Islamic boarding schools Fadhilah, Rizkia; Rahayu, Dede; Sya’dudin, Muhammad; Atiah, Umi
Epistemic: Jurnal Ilmiah Pendidikan Vol. 4 No. 3 (2025): September 2025
Publisher : Perkumpulan Peneliti dan Pegiat Literasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70287/epistemic.v4i3.469

Abstract

Education in the era of globalization requires not only academic mastery, but also 21st-century skills that include character competencies, critical thinking skills, and life skills. In the context of education in Indonesia, Graduate Competency Standards (SKL) are the foundation for ensuring graduates have adequate attitudes, knowledge, and skills. Effective implementation of SKL must be integrated with the Internal Quality Assurance System (SPMI) to ensure sustainable education quality. Utsman bin Affan Boarding School adopts a unique approach by integrating the general education curriculum based on the Merdeka Curriculum, the Islamic boarding school curriculum, and project-based character and skills development programs (life skills). This study uses a qualitative approach with a case study design, which aims to explore and describe internal quality assurance practices at Utsman bin Affan Islamic Boarding School, especially in terms of Graduate Competency Standards. This study aims to evaluate the implementation of Graduate Competency Standards in the Internal Quality Assurance System (PMI) at Utsman bin Affan Boarding School. Specifically, this study seeks to identify the challenges faced, the strategies implemented, and the impact of SKL implementation on the quality of graduates produced.