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PENGARUH PENGETAHUAN, REPUTASI, LINGKUNGAN DAN RELIGIUSITAS TERHADAP MINAT PELAJAR SEKOLAH MENENGAH KEJURUAN PRODI PERBANKAN SYARIAH DALAM MENABUNG DI BANK SYARIAH Mujaddid, Fajar; Adi Nugroho, Pandu Tezar
Jurnal Ekonomi Islam Vol 10 No 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi pelajar SMK perbankan syariah berminat menabung di bank syariah. Berdasarkan analisis sampel berjumlah 72 responden di SMKN 20 Jakarta, SMK Al-Hasra Depok, dan SMK Muhammadiyah 1 Ciputat dengan menggunakan analisis regresi linear berganda menunjukkan bahwa variabel pengetahuan, reputasi, lingkungan, dan religiusitas dapat menjelaskan variabel minat menabung sebesar 51,9 persen. Dengan hasil analisis yang menunjukkan bahwa variabel Reputasi dan variabel Religiusitas memiliki signifikansi 0,019 dan 0,000 yang berarti variabel reputasi dan religiusitas memiliki pengaruh signifikan terhadap minat menabung pelajar di bank syariah. Hasil temuan ini dapat memberikan peluang kepada bank syariah untuk meningkatkan sosialisasi kepada masyarakat muslim yang belum mengetahui bank syariah salah satunya dengan mendukung kegiatan islami seperti pengajian, majelis taklim serta mengedukasi para ustadz tentang bank syariah agar dapat membantu mensosialisasikan dan mengkampanyekan gerakan menabung di bank syariah.   Kata Kunci: Minat Menabung, Pelajar SMK, Bank Syariah, Pengetahuan, Reputasi, Lingkungan, Religiusitas, Regresi Linear Berganda  
ANALISIS FAKTOR INTERNAL DAN EKSTERNAL TERHADAP RENTABILITAS BANK SYARIAH DI INDONESIA Mujaddid, Fajar; Wulandari, Suci
Ekonomi Islam Vol. 8 No. 02 (2017): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

The aims of this research are to analyze the internal and external factors which affect the profitability of sharia banks in the period 2011-2015 per-quarter. This research using panel data regression method. The results show that the capital (CAR) has no effect on profitability (ROA), Inflation has no effect on profitability (ROA), Liquidity (FDR) has influence on profitability (ROA), while efficiency (BOPO), Non Performing Financing (NPF), and Gross Domestic Product (GDP) have a negative and significant effect on the profitability of sharia banks.
PENGARUH PEMBIAYAAN UMKM DAN RASIO KEUANGAN TERHADAP PERTUMBUHAN LABA BANK UMUM SYARIAH DI INDONESIA Sabila, Ghaida Fathihatu; Mujaddid, Fajar
Ekonomi Islam Vol. 9 No. 2 (2018): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

The aims of this research is to analyze the influence of sharia financing by the real sector through micro, small, and medium enterprises (SMEs), the influence of capital adequacy (CAR), efficiency (BOPO) and the influence of Non Performing Financing (NPF) of Islamic Banking in Indonesia to earn profit in the period 2013-2017 per-quarter. This research using panel data regression method. The result shows that the Capital Adequacy Ratio (CAR) has no effect on profitability (ROA), while SMEs, Efficiency (BOPO) and Non- Performing Financing have a negative and significant effect on the probability of sharia banking. Keywords: Profitability (ROA), Capital Adequacy Ratio (CAR), Efficiency (BOPO), Non-Performing Financing (NPF).
LITERASI KEUANGAN PADA PASAR MODAL SYARIAH DI ORGANISASI MUHAMMADIYAH Mujaddid, Fajar; Wati, Lisma
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

Financial literacy is a person's understanding of good and correct allocation and finance. Financial literacy is a process to improve one's knowledge, knowledge, and skills in managing and using finances in a good and right way. This study discusses finance on the Islamic capital market in the Muhammadiyah organization. By requesting a questionnaire to 70 respondents obtained the results of the literacy of Muhammadiyah residents on Islamic capital market products an average of 75% can be categorized as moderate, this value according to the range of 60% <80%. Keywords: Literacy, Capital Market, Muhammadiyah
PENGARUH PENGETAHUAN, REPUTASI, LINGKUNGAN DAN RELIGIUSITAS TERHADAP MINAT PELAJAR SEKOLAH MENENGAH KEJURUAN PRODI PERBANKAN SYARIAH DALAM MENABUNG DI BANK SYARIAH Mujaddid, Fajar; Adi Nugroho, Pandu Tezar
Ekonomi Islam Vol. 10 No. 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This paper examines the factors affecting Vocational High School students majoring Islamic banking who were interested in saving for Islamic banks. Based on the sample analysis, there were 72 respondents in VHS 20 Jakarta, VHS Al-Hasra Depok, and VHS Muhammadiyah 1 Ciputat. Using multiple linear regression analysis, this research shows 51,9 percent of the variable knowledge, reputation, environment, and religiosity define the interest of the student in saving. Meanwhile, the results of the analysis show the Reputation and Religiosity variables had a significance of 0.019 and 0.000, which means that the reputation and religiosity variables had an influence on the interest in the saving for students in Islamic banks. These findings can provide opportunities for Islamic banks to increase socialization to Muslim communities that do not yet know Islamic banks, one of them are by supporting Islamic activities such as ‘Islamic Forum' (Majelis Taklim) and educating religious teachers about Islamic banks in order to promote and campaign for savings in Islamic banks. Keywords: Saving Interest, VHS Students, Islamic Bank, Knowledge, Reputation, Environment, Religiosity, Multiple Linear Regression
ANALISIS FAKTOR INTERNAL DAN EKSTERNAL TERHADAP RENTABILITAS BANK SYARIAH DI INDONESIA Mujaddid, Fajar; Wulandari, Suci
Ekonomi Islam Vol. 8 No. 02 (2017): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aims of this research are to analyze the internal and external factors which affect the profitability of sharia banks in the period 2011-2015 per-quarter. This research using panel data regression method. The results show that the capital (CAR) has no effect on profitability (ROA), Inflation has no effect on profitability (ROA), Liquidity (FDR) has influence on profitability (ROA), while efficiency (BOPO), Non Performing Financing (NPF), and Gross Domestic Product (GDP) have a negative and significant effect on the profitability of sharia banks.
PENGARUH PEMBIAYAAN UMKM DAN RASIO KEUANGAN TERHADAP PERTUMBUHAN LABA BANK UMUM SYARIAH DI INDONESIA Sabila, Ghaida Fathihatu; Mujaddid, Fajar
Ekonomi Islam Vol. 9 No. 2 (2018): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aims of this research is to analyze the influence of sharia financing by the real sector through micro, small, and medium enterprises (SMEs), the influence of capital adequacy (CAR), efficiency (BOPO) and the influence of Non Performing Financing (NPF) of Islamic Banking in Indonesia to earn profit in the period 2013-2017 per-quarter. This research using panel data regression method. The result shows that the Capital Adequacy Ratio (CAR) has no effect on profitability (ROA), while SMEs, Efficiency (BOPO) and Non- Performing Financing have a negative and significant effect on the probability of sharia banking. Keywords: Profitability (ROA), Capital Adequacy Ratio (CAR), Efficiency (BOPO), Non-Performing Financing (NPF).
LITERASI KEUANGAN PADA PASAR MODAL SYARIAH DI ORGANISASI MUHAMMADIYAH Mujaddid, Fajar; Wati, Lisma
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial literacy is a person's understanding of good and correct allocation and finance. Financial literacy is a process to improve one's knowledge, knowledge, and skills in managing and using finances in a good and right way. This study discusses finance on the Islamic capital market in the Muhammadiyah organization. By requesting a questionnaire to 70 respondents obtained the results of the literacy of Muhammadiyah residents on Islamic capital market products an average of 75% can be categorized as moderate, this value according to the range of 60% <80%. Keywords: Literacy, Capital Market, Muhammadiyah
PENGARUH PENGETAHUAN, REPUTASI, LINGKUNGAN DAN RELIGIUSITAS TERHADAP MINAT PELAJAR SEKOLAH MENENGAH KEJURUAN PRODI PERBANKAN SYARIAH DALAM MENABUNG DI BANK SYARIAH Mujaddid, Fajar; Adi Nugroho, Pandu Tezar
Ekonomi Islam Vol. 10 No. 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This paper examines the factors affecting Vocational High School students majoring Islamic banking who were interested in saving for Islamic banks. Based on the sample analysis, there were 72 respondents in VHS 20 Jakarta, VHS Al-Hasra Depok, and VHS Muhammadiyah 1 Ciputat. Using multiple linear regression analysis, this research shows 51,9 percent of the variable knowledge, reputation, environment, and religiosity define the interest of the student in saving. Meanwhile, the results of the analysis show the Reputation and Religiosity variables had a significance of 0.019 and 0.000, which means that the reputation and religiosity variables had an influence on the interest in the saving for students in Islamic banks. These findings can provide opportunities for Islamic banks to increase socialization to Muslim communities that do not yet know Islamic banks, one of them are by supporting Islamic activities such as ‘Islamic Forum' (Majelis Taklim) and educating religious teachers about Islamic banks in order to promote and campaign for savings in Islamic banks. Keywords: Saving Interest, VHS Students, Islamic Bank, Knowledge, Reputation, Environment, Religiosity, Multiple Linear Regression