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All Journal Jurnal Ekonomi & Studi Pembangunan Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Journal of Waqf and Islamic Economic Philanthropy
Johari, Sobar M
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Economics, Econometrics & Finance

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Analisis Tingkat Literasi Keuangan Syariah Pada Penyandang Disabilitas di Daerah Istimewa Yogyakarta Johari, Sobar M; Ramadhania, Sabrina Ayu
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol 3 No 1 (2019): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (388.603 KB) | DOI: 10.22236/alurban_vol3/is2pp1-11

Abstract

This research purposes to know level of Islamic financial literacy on dibaility at Yogyakarta Region. The data is found by questionnaires method that is given to scavenger. Based on the data is found 100 respondents. The method that is used in this research is descriptive statistic analysis technique and Chi-Square analysis. There are 4 independent variable are gender, age, education, and Speanding. While, dependent variable is financial literacy in the knowledge and capability category. Based on the result test showed that scavenger in the integrated disability in Yogyakarta Region have level knowledge and capability financial literacy is in low category .Gender showed there is no difference while, age, education level, and speanding there are difference scavenger financial literacy in the disability, Yogyakarta Region.
Pengaruh Bank Syariah Terhadap Perkembangan Perekonomian di Daerah Johari, Sobar M
Journal of Waqf and Islamic Economic Philanthropy Vol. 1 No. 3 (2024): May
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/wiep.v1i3.300

Abstract

Penelitian ini bertujuan untuk mengetahui hubungan kausalitas dan pengaruh jangka panjang perbankan syariah terhadap pertumbuhan ekonomi di Salah satu provinsi di Indonesia, Jawa Tengah. Variabel yang digunakan dalam penelitian ini adalah total pembiayaan sebagai proxy perbankan syariah, BI Rate (BIR), Inflasi (INF), Financing to Deposit Ratio dan Produk Domestik Regional Bruto (PDRB) sebagai proxy pertumbuhan ekonomi Jawa Tengah. Metode analisis yang digunakan adalah Granger Causality Test dan Vector Error Correction Model (VECM) selama periode 2014: Q1-2024:Q1. Hasil penelitian meunjukkan bahwa terdapat hubungan satu arah antara pertumbuhan ekonomi di Provinsi Jawa Tengah dengan perbankan syariah. Hal menarik juga dari hasil penelitian ini adalah bahwa perbankan syariah memiliki pengaruh jangka panjang terhadap pertumbuhan ekonomi di Provinsi Jawa Tengah. Dengan demikian posisi perbankan syariah sangat penting dalam memompa pertumbuhan ekonomi di Provinsi Jawa Tengah.
Reducing the provincial poverty rate in Indonesia: The impact of local government expenditure Nurias, Nurias; Johari, Sobar M; Muljarijadi, Bagja; Wardhana, Adhitya
Jurnal Ekonomi & Studi Pembangunan Vol 24, No 2: October 2023
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v24i2.18618

Abstract

This study seeks to examine the effect of local government expenditure on the improvement of provincial welfare in Indonesia. It is necessary to increase public capital such as basic infrastructure and public facilities, as well as to improve public services such as health, education, and social protection. Based on previous studies, research on government spending on poverty has a significant effect on poverty reduction, but some other studies are not the case, namely government spending has not been significant in reducing poverty and improving welfare. The data used in government expenditure is expenditure based on functions, particularly health, education, and social protection functions in the province, both district/city and provincial government expenditures obtained from the Directorate General of Financial Balance (DJPK), while the provincial poverty rate serves as a proxy for regional welfare. Over the period 2015-2021, the Fixed Effect model using the Generalized Least Square Estimation (GLSE) approach is used to estimate outcomes for 34 provinces in Indonesia. The results indicated that government expenditure on the health sector and education sector had a negative significant influence on reducing the poverty rate, whereas government expenditure on social protection did not. The control factors, such as economic growth, had a negative effect on poverty reduction in Indonesia, whereas the unemployment rate and informal labor in the agricultural sector had positive and significant effects. Government policies, especially government spending, have contributed well to reducing poverty, but the government should pay attention to the integration of spending programs with other programs.
Co-Authors Adhitya Wardhana Muljarijadi, Bagja Nurias, Nurias Ramadhania, Sabrina Ayu