Article Per Year (5 Year)
p-Index From 2021 - 2026
0.92
P-Index
This Author published in this journals
All Journal ETIKONOMI Ikonomika : Jurnal Ekonomi dan Bisnis Islam Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Referensi : Jurnal Ilmu Manajemen dan Akuntansi Journal of Islamic Monetary Economics and Finance Robust: Research of Business and Economics Studies
Maharani, Novita Kusuma
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Social Sciences

Published : 9 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : ETIKONOMI

 1 
Disruption or Catalyst? Foreign Banks' Impact on Competition in Indonesia's Islamic-Conventional Banking Ecosystem Maharani, Novita Kusuma; Alwahidin, Alwahidin
ETIKONOMI Vol 24, No 1 (2025)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/etk.v24i1.36338

Abstract

Research Originality: This study uniquely examines the impact of foreign bank penetration on bank competition within Indonesia's dual-banking system. By incorporating the moderating effect of Islamic banks, this research provides novel insights into the dynamics of bank competition in a multi-faceted financial ecosystem.Research Objectives: This study investigates the impact of foreign banks on the level of competition in Indonesia's dual-banking system, encompassing both Islamic and conventional banks.Research Methods: The study employs panel data analysis of Islamic and conventional banks in Indonesia from 2011 to 2021. Bank competition and foreign bank penetration are measured using the Lerner Index and various ratios of foreign banks, respectively.Empirical Results: The findings reveal that an increase in the number of foreign banks enhances bank competition and reduces market power. However, increased foreign bank asset ownership is associated with reduced competition. While not statistically significant, Islamic banks tend supports increased competition in the banking sector.Implications: To maintain a competitive balance, regulators should focus on controlling foreign asset ownership rather than merely the number of foreign banks. Furthermore, the role of Islamic banks in fostering competition warrants consideration in policy formulation.JEL Classification: C1, E52How to Cite:Maharani, N. K., & Alwahidin. (2025). Disruption or Catalyst? Foreign Banks’ Impact on Competition in Indonesia’s Islamic Conventional Banking Ecosystem. Etikonomi, 24(1), 1 – 16. https://doi.org/10.15408/etk.v24i1.36338.
Co-Authors Ani Silvia Fajriah, Garnis Murti, Pertiwi Harkitianis Prastiyo, Edi Salisu, Auwal Setiyono, Bowo Silvia, Ani Sumardi . Zamzamy, Faizal Ridwan Zamzany, Faizal Ridwan