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Pengaruh Rasio Keuangan terhadap Kinerja Bank Umum Syariah di Indonesia Tahun 2012-2014 Arumingtyas, Fida
COMPETITIVE Vol 1, No 2 (2017): Competitive Jurnal Akuntansi dan Keuangan
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/competitive.v1i2.217

Abstract

Tujuan dari penelitian ini adalah untuk membuktikan pengaruh rasio keuangan Capital Adequacy Ratio (CAR),Biaya Operasi dibanding Pendapatan Operasi (BOPO), Net Operational Margin (NOM), NonPerforming Financing(NPF) dan Financing to Deposit Ratio (FDR) terhadap kinerja bank yang diukur dengan Return On Asset (ROA), serta variabel-variabel manakah yang paling berpengaruh terhadap Return On Asset (ROA).            Sampel seluruhnya diambil dari laporan keuangan bank umum syariah yang beroperasi sebelum tahun 2014. Teknik analisis yang digunakan yaitu analisis regresi berganda. Pengujian asumsi klasik yang digunakan dalam penelitian ini meliputi uji, normalitas, multikolinearitas, heteroskedatisitas dan autokorelasi. Dari hasil uji F didapat nilai F hitung sebesar 106,702 dengan P value sebesar0,000. Hal ini berarti nilai P value kurang dari 0,05 yang menunjukkan bahwa variabel Capital Adequacy Ratio (CAR), Biaya Operasi dibanding Pendapatan Operasi (BOPO), Net Operational Margin (NOM), Non Performing Financing(NPF) dan Financing Deposit Ratio(FDR) secara bersama-sama mempunyai pengaruh yang berarti terhadap Return On Asset(ROA). Berdasarkan hasil uji t disimpulkan bahwaCapital Adequacy Ratio (CAR),Non Performing Financing(NPF), Net Operational Margin (NOM) dan Financing Deposit Ratio (FDR)berpengaruh secara parsial terhadap Return On Asset (ROA) sedangkan Biaya Operasi dibanding Pendapatan Operasi (BOPO) tidak berpengaruh secara parsial.Kata Kunci : Rasio-rasio Keuangan, Kinerja Bank
Optimization of Sharia Fintech in the Development of Green Bonds and Sustainable Investments Judijanto, Loso; Ermaini, Ermaini; Kaswoto, Junet; Arumingtyas, Fida; Sudarmanto, Eko
West Science Islamic Studies Vol. 3 No. 02 (2025): West Science Islamic Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsiss.v3i02.1835

Abstract

This study examines the optimization of Sharia fintech in the development of green bonds and sustainable investments in Indonesia, using a qualitative analysis based on interviews with five key informants from various sectors, including fintech, finance, and regulatory bodies. The findings highlight the significant role of Sharia fintech in promoting sustainable investments, especially in the context of green bonds, by democratizing access to investment opportunities and aligning financial products with ethical, Sharia-compliant principles. However, challenges such as unclear regulatory guidelines and the need for technical expertise in ensuring Sharia compliance were identified. The study also underscores the potential for synergy between Sharia finance and sustainable investment goals, with recommendations including the creation of standardized regulatory frameworks, the promotion of financial literacy, and the use of advanced technologies like blockchain to enhance transparency. The results suggest that while the integration of Sharia fintech with green bonds holds great promise, further collaboration among stakeholders and a clear regulatory approach are essential for its successful implementation.
MOTIVASI KERJA DAN KOMPENSASI FINANSIAL TERHADAP KINERJA KARYAWAN PT GLOBAL INDOJAYA ORION Arumingtyas, Fida; Megaster, Tekni
Prosiding Seminar Nasional Manajemen, Ekonomi dan Akuntansi Vol. 6 No. 1 (2021): PROSIDING SEMINAR NASIONAL MANAJEMEN, EKONOMI DAN AKUNTANSI 2021
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis pengaruh variabel motivasi kerja dan kompensasi finansial terhadap kinerja karyawan PT Global Indojaya Orion. Penelitian ini menggunakan sampel sebesar 53 responden yang diambil menggunakan rumus slovin dalam teknik simple random sampling. Berdasarkan analisis parsial motivasi kerja memiliki pengaruh positif dan signifikan terhadap kinerja karyawan dan kompensasi finansial memiliki pengaruh positif dan signifikan terhadap kinerja karyawan PT Global Indojaya Orion. Secara simultan motivasi kerja dan kompensasi finansial berpengaruh positif dan signifikan terhadap kinerja karyawan PT Global Indojaya Orion. Kata kunci: motivasi kerja, kompensasi finansial, kinerja karyawan. Abstract This study aims to analyze the effect of work motivation and financial compensation on the performance of PT Global Indojaya Orion employees. This study used a sample of 53 respondents who were taken using the Slovin formula in a simple random sampling technique. Based on the partial analysis, work motivation has a positive and significant effect on employee performance and financial compensation has a positive and significant impact on employee performance at PT Global Indojaya Orion. Simultaneously work motivation and financial compensation have a positive and significant effect on the performance of PT Global Indojaya Orion employees. Keywords: work motivation, financial compensation, employee performance.