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Analisis Yuridis Putusan Mahkamah Agung Tentang Penyelesaian Sengketa Perbuatan Melawan Hukum Dalam Perjanjian Kredit Dengan Hak Tanggungan Zahri, Ilham; Yahya, Azhari; Adli, M.
Jurnal Suara Hukum Vol. 5 No. 2 (2023): Jurnal Suara Hukum
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jsh.v5n2.p55-88

Abstract

There are 2 (two) similar cases with the identical subject matter but decided differently by the Supreme Court, as contained in Supreme Court Decision No. 353 K/Pdt/2015 dated June 22, 2015, and Supreme Court Decision No. 1228 K/Pdt/2018 June 23, 2018.The purpose of this research is to find out the legal considerations by the Panel of Judges of the Supreme Court in those cases and to conduct a review of the two decisions according to the perspective of legal objectives. This type of research is normative juridical law research. This research shows that the Decision of the Supreme Court of the Republic of Indonesia Number 353 K/Pdt/2015 dated June 22, 2015, has correctly considered the the provisions of Article 8 of the Collateral Law. Meanwhile, the Decision of the Supreme Court of the Republic of Indonesia Number 1228 K/Pdt/2018 dated June 23, 2018, has ignored Article 8 of the Collateral Law by considering the errors of Defendant I and Defendant II in binding the collateral. So from this research, it was found that the legal considerations of the Panel of Judges in decision Number 1228 K/Pdt/2018 dated June 23, 2018, were not following the perspective of the legal objectives.
Legal Study of Building Sharia-based Investment in Aceh: The Challenges After the Enactment of the Qanun of Sharia Financial Institution Yahya, Azhari; Yusri, Yusri; Adwani, Adwani; Adli, M.; Jafar, M.
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol 7, No 2 (2023): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/sjhk.v7i2.17653

Abstract

The presence of Aceh Qanun Number 11 of 2018 concerning Sharia Financial Institution (SFI) is an important breakthrough in building a Sharia-based economy in Aceh. This goes hand in hand with Aceh's privileges in implementing Islamic law as stipulated in the Aceh Qanun Number 8 of 2014 concerning Principles of Islamic Sharia. Hence, this research aims to scrutinize the challenges in building Sharia-based investments in Aceh after the enactment of the Qanun of SFI. This study was conducted using normative legal methods with statutory and Sharia economic law approaches. The data analyzed are literature and legal rules such as laws, qanuns, books, and articles related to the discussion. The results of this study indicate that there are several challenges occur in building Sharia-based investments in Aceh. Firstly, lack of understanding about SFI Qanun by stakeholders because not all of them have a full understanding of the contents of this Qanun. Secondly, limited access to financial resources that can be used by investors, and business actors to run their businesses. Thirdly, Aceh's low economic growth has resulted in low investors interested to invest in Aceh. This condition has a significant impact on the sustainability of Sharia-based investments in Aceh. Fourthly, inadequate infrastructure especially information technology infrastructure to support the implementation of the Qanun of SFI. Therefore, it is suggested to the Government of Aceh provide a better understanding of the Qanun of SFI at all levels of society. Then,  the government also needs to open access to financial resources for the investors and business actors who want to invest in Aceh. Besides, appropriate measures to increase economic growth in Aceh need to be taken promptly so that incoming investment may increase gradually. Finally, in the context of the Sharia economy, the existence of the LSK qanun is part of legal efforts for the benefit of all financial transactions in Aceh in accordance with Islamic Sharia values.
Regional Government Responsibility as A Controlling Shareholder in The Collapse of BPR Aceh Utara Jafar, M.; Adli, M.; Jauhari, Iman; Arifin, Khairani; Rahmah, Siti
Jurnal IUS Kajian Hukum dan Keadilan Vol. 13 No. 2 (2025): Jurnal IUS Kajian Hukum dan Keadilan
Publisher : Magister of Law, Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ius.v13i2.1752

Abstract

The North Aceh Regency Government established BPR Aceh Utara as a means of public service for PAD sources. BPR Aceh Utara runs a conventional business in accordance with the Banking Law. In 2018, the Aceh Government formed the Qanun LKS, which stipulates that financial institutions operating in Aceh are based on Sharia Principles. In OJK Letter Number: S-29 / KO.05011 / 2018, it is emphasized that all financial institutions in Aceh are required to switch from conventional to sharia, the Qanun LKS. However, BPR Aceh Utara cannot be transferred to the sharia system because the North Aceh Government, as the Controlling Shareholder, did not make capital participation and restructuring, so that its business license was revoked by the OJK with its decision Number KEP-27 / D.03 / 2024 concerning the Revocation of BPR Aceh Utara Business License. This is very detrimental to customers, employees, local governments, and the community. This study uses normative and empirical legal research methods, incorporating a statutory approach, a conceptual approach, and a comparative approach. Data collection was carried out through library research, including an analysis of primary, secondary, and tertiary legal materials as well as non-legal sources. Additionally, field research was carried out through interviews with respondents and informants who can provide relevant information about BPR Aceh Utara. The results of the study indicate that: First, efforts to improve the health of BPR Aceh Utara are not optimal because the Controlling Shareholder does not make capital participation as determined by the OJK and regulated in the Qanun on Capital Participation. Second, legal protection for customers is carried out by LPS by making savings payments that meet the requirements. Third, the Regional Head as the Controlling Shareholder is not responsible for the bankruptcy of BPR Aceh Utara. It is recommended that the regional head strengthen capital, foster BUMD management so that they are able to provide public services and PAD income.