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Journal : EKONOMIS : Journal of Economics and Business

The Effect of Musyarakah Financing on Economic Development in Indonesia (Case Study on Islamic Commercial Banks for the 2018-2022 Period) Agustina, Ingrid Larasati; Hadi, Dudi Abdul; Dyahrini, Wien
Ekonomis: Journal of Economics and Business Vol 8, No 1 (2024): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i1.1496

Abstract

This research is motivated by the inequality of economic development in Indonesia through the achievement of the Human Development Index in each province in Indonesia. Then, Islamic Commercial Banks carry out the technical sharing of the results of the musyarakah financing business with net revenue sharing, so that Islamic Commercial Banks tend not to know the working capital rotated by customers experiencing losses or profits. The purpose of this study is to analyze the effect of musyarakah financing on economic development. This study uses an empirical juridical approach with quantitative research types and analytical descriptive research methods. The data used is panel data from Islamic Commercial Banks registered with the Financial Services Authority (OJK) for the 2018-2022 period. The sampling method used in this research is a non-probability sampling technique, while the data processing method is regression analysis using EViews 12. The results of this study indicate that musyarakah financing has an insignificant positive effect on economic development with the Human Development Index as an indicator with a significance level of 0.2113 greater than 0.05. The coefficient of determination with an adjusted R square value of 0.017605 indicates that the influence of musyarakah on economic development is 1.7605%, while the remaining 98.2395% is influenced by other variables outside the study.
The Impact of Work Discipline and Work Ethos on Employee Performance in Coblong District Office Bandung City Luthfihani, Erina Ismiyanti; Rizka, Resi Aulia; Dyahrini, Wien
Ekonomis: Journal of Economics and Business Vol 8, No 1 (2024): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i1.1078

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh disiplin kerja dan etos kerja terhadap kinerja karyawan di kantor kecamatan Coblong, kota Bandung. Jenis penelitian ini menggunakan penelitian kuantitatif. Metode yang digunakan dalam penelitian ini adalah dengan menggunakan paket statistik ilmu sosial versi 25 dengan alat analisis yang digunakan yaitu uji instrumen, uji asumsi klasik, uji hipotesis, analisis regresi berganda dan koefisien determinasi. Jumlah sampel dalam penelitian ini berjumlah 59 responden. Teknik pengumpulan data dengan menyebarkan kuesioner menggunakan formulir google. Hasil penelitian ini menunjukkan bahwa disiplin kerja berpengaruh positif signifikan terhadap kinerja karyawan, etos kerja berpengaruh positif signifikan terhadap kinerja karyawan, dan disiplin kerja serta etos kerja secara bersamaan berpengaruh positif terhadap kinerja karyawan.