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All Journal Conference on Innovation and Application of Science and Technology (CIASTECH) Golden Ratio of Finance Management
Muslimin, M.
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Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Education Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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DESAIN FRAME KURSI KULIAH DENGAN PENERAPAN ERGONOMI DAN ANALISIS BEBAN STATIK DENGAN SOFTWARE SOLIDWORK 2019 Muslimin, M.; Silviana, Silviana; Wardhani, Arie Restu
Conference on Innovation and Application of Science and Technology (CIASTECH) CIASTECH 2019 "Inovasi Cerdas dan Teknologi Hijau untuk Industri 4.0"
Publisher : Universitas Widyagama Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (250.012 KB)

Abstract

Kursi kuliah adalah fasilitas fisik terpenting yang harus disediakan oleh kampus. Kursi tersebut harus nyaman, ergonomis, dan kuat. Desain kursi kelas ini dapat mendukung kualitas proses perkuliahan, karena kursi yang nyaman dapat meningkatkan konsentrasi mahasiswa dan mengurangi rasa nyeri pada tubuh seperti nyeri punggung dan nyeri pinggang. Oleh karena itu, penelitian ini bertujuan untuk merancang kerangka kursi kelas yang ergonomis dan untuk menentukan kekuatan beban statis dalam desain kursi kelas dengan memanfaatkan perangkat lunak Solidworks 2019. Kumpulan data antropometri untuk ukuran dimensi tubuh diperoleh dari 70 mahasiswa Fakultas Teknik, Universitas Widyagama Malang. Studi ini menghasilkan beberapa dimensi ukuran antropometrik berdasarkan persentil ke-50. Juga, analisis kerangka muatan kursi statis menunjukkan bahwa muatan maksimum adalah 1,662e 08 N / mm² atau 80kg. Sementara itu, nilai kekuatan luluh adalah 2,068 N / mm2 atau beban maksimum 154kg.
The Influence of Financial Literacy and Financial Digitalization on the Profitability: Study on Micro and Small Enterprises Business Incubator in Palu City, Indonesia Sitriani, Afifah; Zainuddin, Fatlina; Muslimin, M.; Risendy, Rian
Golden Ratio of Finance Management Vol. 5 No. 1 (2025): October - March
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v5i1.997

Abstract

This study aims to analyze the effect of financial literacy and financial digitalization on the profitability of MSMEs registered with the Palu City Business Incubator (INBIS) in the 2023-2024 period. Given the crucial role of MSMEs in the local economy and the challenges related to financial literacy and digitalization adoption, this study seeks to provide empirical evidence. A quantitative approach with descriptive and causal methods was used, involving 30 MSMEs through a census to obtain comprehensive data. Data analysis was carried out using multiple linear regression. The results showed that financial literacy significantly affected MSME profitability, making a greater contribution than financial digitalization. Financial digitalization also had a positive impact, although its contribution was relatively smaller. Simultaneously, financial literacy and financial digitalization significantly affected MSME profitability. These findings emphasize the importance of a combination of good financial literacy and adoption of digital technology. The implication is that the government and INBIS need to design a sustainable integrated training program to improve MSME digital financial literacy. MSMEs are advised to actively utilize digital financial platforms and improve their understanding of financial management. Financial institutions are expected to develop products according to MSME needs and provide more effective financial education. This research provides insights for stakeholders in supporting the growth of MSMEs through increasing literacy and digital transformation, which ultimately contributes to regional economic stability.
Business Incubator Assistance as a Financial Literacy Mediator to Improve Financial Performance: A Study on SME of Business Incubator in Palu City, Indonesia Zhahir, Rezki Amalia; Muslimin, M.; Zainuddin, Fatlina; Anisah, A.
Golden Ratio of Finance Management Vol. 5 No. 1 (2025): October - March
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v5i1.1010

Abstract

This study aims to analyze the role of Business Incubator assistance as a mediator between financial literacy and financial performance in SMEs assisted by the Palu City Business Incubator. Using a quantitative approach with path analysis techniques, data were obtained through a survey of fostered SMEs. The results showed that financial literacy has a positive and significant effect on financial performance but has no positive effect on mentoring, and mentoring also shows no significant effect on financial performance. These findings indicate that financial literacy directly contributes to improved financial performance without being mediated by mentoring. This study suggests that mentoring programs be designed more specifically to improve financial literacy so that the success of SMEs can be optimized through the synergy between strong financial literacy and relevant mentoring.
Co-Authors Anisah, A. Arie Restu Wardhani Risendy, Rian Silviana Silviana Sitriani, Afifah Zainuddin, Fatlina Zhahir, Rezki Amalia