Risendy, Rian
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ANALISIS PERTUMBUHAN LABA PADA INDUSTRI MAKANAN DAN MINUMAN DI BURSA EFEK INDONESIA K Bidin, Cici Rianti; Samudra, Suryadi; Risendy, Rian; Murad, Moh Ali; Lamusu, Faruq; Dewi, Puspita
Jurnal Ekonomi Trend Vol 11 No 2 (2023)
Publisher : Fakultas Ekonomi Universitas Alkhairaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31970/trend.v11i2.345

Abstract

This study aims to identify the profit growth of companies operating in the food and beverage industry during the period from 2017 to 2022. The research employs a quantitative descriptive methodology and utilizes purposive sampling to select nine food and beverage industry companies listed on the Indonesia Stock Exchange. The results of this study reveal a positive profit growth trend, with an average profit growth of 19.4% from 2017 to 2022. However, in 2022, there was a significant decrease in profit growth due to the impact of the COVID-19 pandemic, which struck Indonesia from mid-2021 onwards. Keywords: Profit Growth, Quantitative Descriptive Methodology, Food And Beverage Industry
DIVIDEND INVESTING STRATEGY: STUDI KASUS PADA BURSA EFEK INDONESIA Samudra, Suryadi; Farid, Erwan Sastrawan; Risendy, Rian; Andriani, Nini; Utami, Ayu Putri; Ali, Muhammad Haikhal
Jurnal Akuntansi Dan Bisnis Indonesia (JABISI) Vol 5 No 2 (2024): Jurnal Akuntansi Dan Bisnis Indonesia (JABISI)
Publisher : Program Studi Akuntansi Institut Bisnis dan Informatika (IBI) Kosgoro 1957

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55122/jabisi.v5i2.1527

Abstract

Penelitian ini bertujuan untuk melihat kinerja strategi dividend investing pada pasar modal Indonesia. Strategi ini adalah berinvestasi pada saham-saham yang menawarkan dividen dalam jumlah besar kepada para pemegang saham. Sampel yang digunakan adalah saham-saham yang ter indeks pada indeks IDXHIDIV20 dari tahun 2020 sampai dengan tahun 2023. Jenis penelitian yang digunakan adalah penelitian deskriptif kuantitatif untuk menjelaskan kinerja strategi dividend investing pada pasar modal Indonesia dan membandingkan dengan return pasar IHSG. Hasil penelitian ini menunjukkan bahwa strategi dividend investing mampu mengungguli return pasar baik secara tahunan maupun kumulatif selama periode penelitian.
The Influence of Financial Literacy and Financial Digitalization on the Profitability: Study on Micro and Small Enterprises Business Incubator in Palu City, Indonesia Sitriani, Afifah; Zainuddin, Fatlina; Muslimin, M.; Risendy, Rian
Golden Ratio of Finance Management Vol. 5 No. 1 (2025): October - March
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v5i1.997

Abstract

This study aims to analyze the effect of financial literacy and financial digitalization on the profitability of MSMEs registered with the Palu City Business Incubator (INBIS) in the 2023-2024 period. Given the crucial role of MSMEs in the local economy and the challenges related to financial literacy and digitalization adoption, this study seeks to provide empirical evidence. A quantitative approach with descriptive and causal methods was used, involving 30 MSMEs through a census to obtain comprehensive data. Data analysis was carried out using multiple linear regression. The results showed that financial literacy significantly affected MSME profitability, making a greater contribution than financial digitalization. Financial digitalization also had a positive impact, although its contribution was relatively smaller. Simultaneously, financial literacy and financial digitalization significantly affected MSME profitability. These findings emphasize the importance of a combination of good financial literacy and adoption of digital technology. The implication is that the government and INBIS need to design a sustainable integrated training program to improve MSME digital financial literacy. MSMEs are advised to actively utilize digital financial platforms and improve their understanding of financial management. Financial institutions are expected to develop products according to MSME needs and provide more effective financial education. This research provides insights for stakeholders in supporting the growth of MSMEs through increasing literacy and digital transformation, which ultimately contributes to regional economic stability.
The Role of Financial Knowledge in Enhancing Financial Independence of The Millennial Generation in The Digital Era Febiastini, Ni Made; Kadang, Juliana; Darman, D.; Risendy, Rian
Golden Ratio of Finance Management Vol. 5 No. 1 (2025): October - March
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v5i1.1058

Abstract

This study aims to analyze the influence of financial knowledge on the financial independence of the millennial generation in the digital era. A descriptive quantitative approach was applied, with primary data collected through questionnaires distributed to 50 BPJS Kesehatan KC Palu employees. Using SPSS V.30.0, statistical analysis evaluated the validity, reliability, respondent characteristics, classical assumptions, and variable correlations. The findings show that financial independence is positively and significantly influenced by General Financial Knowledge, Savings and Loans, Insurance, and Investment, both partially and simultaneously. Financial knowledge, including managing finances, understanding risks, and making sensible decisions, is a key foundation for achieving financial independence. This study is limited by the small number of BPJS Kesehatan KC Palu employees as respondents.
Fintech : Mapping the Performance of Peer to Peer Lending Credit in Indonesia Reskiyah, Reskiyah; Darman, Darman; Munawarah, Munawarah; Risendy, Rian
Jurnal Ilmu Manajemen Advantage Vol. 9 No. 1 (2025): June 2025
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v9i1.1464

Abstract

The era of Globalization 5.0 drives technological innovation across various sectors, including financial services, with the emergence of Financial Technology (FinTech). Peer-to-peer lending (P2P Lending), one of the FinTech products, has become a popular alternative for financing in Indonesia. This study aims to analyze the growth of P2P Lending users, credit performance by region, and the causes of credit defaults. A quantitative descriptive method is employed with a population of 98 P2P Lending platforms registered with the Financial Services Authority (OJK) as of July 2024. Data are analyzed using growth ratio and Non-Performing Loan (NPL) ratio, with findings categorized across six archipelagic regions in Indonesia. The results indicate significant growth in the number of P2P Lending users, particularly in Java. However, this growth raises a high risk of credit defaults, mainly due to the use of loans for consumptive purposes. This study underscores the importance of public financial literacy in managing credit risks to optimize the sustainable benefits of P2P Lending.
THE ROLE OF FINANCIAL LITERACY AND FINANCIAL ATTITUDE IN INCREASING INCOME Hikmah, Nurul; Munawarah, Munawarah; Darman, Darman; Risendy, Rian
Journal of Management Small and Medium Enterprises (SMEs) Vol 18 No 2 (2025): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v18i2.20508

Abstract

This research investigates the impact of financial literacy and financial attitudes on MSME income in South Palu using a quantitative approach. Primary data was collected directly from respondents through questionnaires, with data sources coming from MSME owners in the South Palu region. SPSS was used for data analysis. The findings reveal that both financial literacy and financial attitudes significantly contribute to increasing MSME income. MSME owners with strong financial literacy can allocate budgets efficiently, cut unnecessary expenses, and optimize business potential. Positive financial attitudes, such as discipline, financial commitment, and prioritizing decision-making, form the core of business success. Financial attitudes play a more substantial role than financial literacy, as they are more directly applicable in decision-making. Financial literacy offers the knowledge, but without the right attitude, it remains theoretical and ineffective in practice. Keywords: Financial Literacy; Financial Attitude; MSME Income; MSME