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All Journal AkMen JURNAL ILMIAH Global Abdimas: Jurnal Pengabdian Masyarakat SENTRI: Jurnal Riset Ilmiah Benefit : Journal of Bussiness, Economics, and Finance
Hasti, Astuty
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Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Transportation Other

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Dampak Financial Technology Terhadap Inklusi Keuangan di Daerah Rural Sulawesi Selatan Asriyana, Asriyana; Hasti, Astuty; Daryanti, Daryanti
Benefit: Journal of Bussiness, Economics, and Finance Vol. 3 No. 1 (2025): BENEFIT: Journal Of Business, Economics, and Finance
Publisher : Lembaga Penelitian Dan Publikasi Ilmiah (lppi) Yayasan Almahmudi Bin Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70437/benefit.v3i1.1101

Abstract

Penelitian ini bertujuan untuk menganalisis dampak penggunaan teknologi finansial (tekfin) terhadap inklusi keuangan di Desa Lembang, sebuah daerah pedesaan di Kabupaten Pinrang, Sulawesi Selatan. Dengan menggunakan pendekatan kualitatif deskriptif, penelitian ini mengumpulkan data melalui wawancara mendalam dengan warga yang telah menggunakan layanan tekfin, pengusaha mikro, dan tokoh masyarakat desa. Hasil penelitian menunjukkan bahwa kehadiran tekfin memberikan dampak positif terhadap peningkatan akses keuangan di desa, seperti kemudahan menabung secara digital, melakukan transaksi nontunai, dan mengakses pinjaman mikro. Perubahan perilaku keuangan masyarakat yang sebelumnya mengandalkan transaksi tunai bergeser ke penggunaan layanan digital yang lebih efisien. Namun, studi ini juga menemukan tantangan seperti rendahnya literasi digital dan digital finansial, terbatasnya infrastruktur jaringan internet, dan risiko keamanan digital yang perlu diperhatikan. Secara keseluruhan, tekfin telah membuka peluang inklusi keuangan di daerah perdesaan, namun masih diperlukan upaya lebih lanjut dalam hal edukasi keuangan, perbaikan infrastruktur, dan pengawasan untuk mengoptimalkan dampaknya.
ETIKA DAN KEADILAN PAJAK DALAM PERSPEKTIF ISLAM Daryanti, Daryanti; Asriyana, Asriyana; Hasti, Astuty
AkMen JURNAL ILMIAH Vol. 21 No. 1 (2024): AkMen JURNAL ILMIAH
Publisher : Lembaga Penelitian, Publikasi dan Pengabdian Pada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37476/akmen.v21i1.4611

Abstract

From an Islamic perspective, taxes must be managed fairly and proportionally. Taxes imposed must take into account people's ability to pay so that they do not burden the lower and upper middle classes. Apart from that, the use of tax funds must be transparent and used for public interests that benefit the entire community. This research aims to analyze tax ethics and justice from an Islamic perspective. Taxes are an important source of state revenue, but there are often debates regarding ethics and fairness in the tax system. This research is conceptual research using the literature review method. The data used in this research is secondary data. This research provides an important contribution to understanding tax ethics and justice from an Islamic perspective. The implication of this research is the need to apply Islamic principles in the formulation of fairer tax policies. It is hoped that the results of this research can become a reference for the government and policymakers in designing a taxation system that is in accordance with Islamic values and provides maximum benefits for society.
PKM Pengelolaan UMKM Otak-Otak Ikan Tenggiri Pelabuhan Paotere Kecataman Ujung Tanah Makassar Yahya, Syarief Denan; Hasti, Astuty
GLOBAL ABDIMAS: Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2021): Nopember 2021, GLOBAL ABDIMAS
Publisher : Unit Publikasi Ilmiah Perkumpulan Intelektual Madani Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (651.853 KB) | DOI: 10.51577/globalabdimas.v1i2.167

Abstract

Mitra dalam kegiatan Pengabdian kepada masyarakat ini merupakan UMKM Otak-Otak Ikan Tenggiri Pelabuhan Paotere Kecamatan Ujung Tanah Makassar. Berdasarkan hasil observasi ditemukan bahwa dalam menjalankan usahanya mitra menghadapi beberapa hambatan permasalahan pada beberapa aspek yaitu ( 1) Aspek Manajemen, (2) Aspek Produksi, (3) Aspek Sumber Daya Manusia. Kegiatan pengabdian masyarakat ini secara umum menggunakan pendekatan partisipatoris melalui pelibatan mitra secara aktif dalam perancangan metode pelaksanaan kegiatan. Hal ini dilakukan agar kegiatan yang dilaksanakan dapat tepat sasaran. Pendekatan brainstorming, observasi, dan diskusi mendalam juga dilakukan guna memperoleh informasi yang lebih valid dalam memformulasikan solusi dari permasalahan yang dialami mitra. Fokus dari kegiatan pengabdian kepada masyarakat ini meliputi pengelolaan manajemen UMKM yang terdiri dari penyusunan job description karyawan untuk berbagai kegiatan lini produksi, redesain dan rebranding produk, online selling, sistem pembukuan, pengadaan alat produksi berkapasitas besar, serta workshop, pelatihan dan pendampingan dalam melakukan penjualan dan transaksi menggunakan mobile banking. Di akhir kegiatan diharapkan target luaran yang dihasilkan meliputi: peningkatan pengetahuan, peningkatan keterampilan, peningkatan kualitas produk, peningkatan jumlah produk, peningkatan jenis produk, peningkatan kapasitas produksi, pemasaran antar pulau, peningkatan aset, peningkatan omset, peningkatan kemampuan manajemen, dan peningkatan keuntungan mitra. Target luaran tersebut diukur melalui beberapa indikator keberhasilan dan pencapaian luaran secara kuantitatif, sehingga keberhasilan program ini dapat dengan mudah untuk diukur.
Transformasi Ekonomi Kreatif Industri Minyak Pijat Rumahan: Perspektif Etika Bisnis Islam Sumarlin, Abdul; Hasti, Astuty
SENTRI: Jurnal Riset Ilmiah Vol. 5 No. 1 (2026): SENTRI : Jurnal Riset Ilmiah, Januari 2026
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v5i1.5578

Abstract

Indonesia's creative economy industry is showing rapid growth, especially in the small and medium-sized enterprise (SME) sector, which plays an important role in the national economy. However, the development of creative MSMEs still faces various obstacles, such as limited capital, low-quality human resources, limited product innovation, and ineffective marketing strategies. Islamic ethical principles, such as honesty in communicating product benefits and a focus on business blessings, encourage both brands to transform while maintaining quality, transparency, and consumer trust as the basis for business decision-making. This study aims to analyze the creative economy transformation strategies of the Cap Pendekar and Cap Anoa home-based massage oil industries, emphasizing the implications of Islamic business ethics as a basis for business management. The research method used was a qualitative comparative case study approach. Data were obtained through in-depth interviews with business owners, workers, resellers, consumers, and supporting communities. The results indicate that Cap Pendekar still relies on a semi-manual production system with testimonial-based promotions and simple social media platforms, thus facing limitations in production capacity, innovation, and competitiveness in local and regional markets. In contrast, Cap Anoa has successfully developed a modern business strategy through branding based on local wisdom, product innovation, attractive packaging, digital media utilization, and a hybrid distribution system that reaches a wider consumer base. The analysis based on Islamic business ethics shows that both businesses have strived to implement the principles of monotheism, justice, responsibility, trustworthiness, and honesty. However, Cap Anoa has been more consistent in integrating these principles into a modern, adaptive and competitive business strategy. This study concludes that strengthening innovation-based creative economic strategies, digital marketing, and branding needs to be combined with the application of Islamic business ethics to enable traditional home industries to compete sustainably, fairly, and bring blessings to both the entrepreneurs and the community.
Co-Authors DARYANTI DARYANTI Indradewa, Rhian Sumarlin, Abdul Yahya, Syarief Denan