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All Journal COLLASE (Creative of Learning Students Elementary Education) Danadyaksa: Post Modern Economy Journal
Rosi, Rosi
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Implementation of the Rahn Agreement at Bank Jatim Syariah Sampang Rosi, Fahrur; Matnin, Matnin; Semi, Semi; Rosi, Rosi
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 2 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i2.39

Abstract

This research aims to determine the implementation of the rahn contract at the Bank Jatim Syariah Sampang Bank. This research approach is an object of field research using a qualitative approach, namely a research procedure that produces descriptive data in the form of written or spoken words from people and observable behavior. The results of research regarding the Implementation of the Rahn Agreement at Bank Jatim Syariah Sampang as follows: first, the pawn financing procedure: has fulfilled the administrative requirements and complies with the harmony and conditions of the rahn, such as; Prospective customers submit requests for pawn financing facilities, valid identification (KTP), and collateral to the pawn party. The pawn party assesses the collateral that has been submitted by the prospective customer and the loan nominal is based on the estimate. Second, delivery of pawned goods as collateral for debt; Loans by pawning goods as collateral for debts in the form of rahn are permitted by law, and practices that follow sharia principles as stated in Article 1 of the DSN-MUI Fatwa Number: 26/DSN-MUI/III/2002. Third; Determination of maintenance rental fees; Maintenance and storage fees are ujrah that customers must pay every ten days, based on the amount depending on the value of the customer's loan. Yet the maintenance and storage costs for marhun do not follow the provisions of paragraph 4 of the DSN-MUI fatwa Number 25/DSNMUI/III/2002.
Implementation of the Rahn Agreement at Bank Jatim Syariah Sampang Rosi, Fahrur; Matnin, Matnin; Semi, Semi; Rosi, Rosi
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 2 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i2.39

Abstract

This research aims to determine the implementation of the rahn contract at the Bank Jatim Syariah Sampang Bank. This research approach is an object of field research using a qualitative approach, namely a research procedure that produces descriptive data in the form of written or spoken words from people and observable behavior. The results of research regarding the Implementation of the Rahn Agreement at Bank Jatim Syariah Sampang as follows: first, the pawn financing procedure: has fulfilled the administrative requirements and complies with the harmony and conditions of the rahn, such as; Prospective customers submit requests for pawn financing facilities, valid identification (KTP), and collateral to the pawn party. The pawn party assesses the collateral that has been submitted by the prospective customer and the loan nominal is based on the estimate. Second, delivery of pawned goods as collateral for debt; Loans by pawning goods as collateral for debts in the form of rahn are permitted by law, and practices that follow sharia principles as stated in Article 1 of the DSN-MUI Fatwa Number: 26/DSN-MUI/III/2002. Third; Determination of maintenance rental fees; Maintenance and storage fees are ujrah that customers must pay every ten days, based on the amount depending on the value of the customer's loan. Yet the maintenance and storage costs for marhun do not follow the provisions of paragraph 4 of the DSN-MUI fatwa Number 25/DSNMUI/III/2002.
Pengembangan media pembelajaran powerpoint interaktif pada materi bangun ruang menggunakan model STAD untuk meningkatkan pemahaman konsep matematika siswa kelas V sekolah dasar Pupu Pauziah; Rabbani, Sylvia; Rosi, Rosi
COLLASE (Creative of Learning Students Elementary Education) Vol. 8 No. 5 (2025)
Publisher : IKIP Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22460/collase.v8i5.20827

Abstract

Penelitian ini bertujuan untuk mengembangkan media powerpoint interaktif pada materi bangun ruang (limas) dengan menggunakan model Student Team Achivment Division (STAD) untuk meningkatkan pemahaman konsep matematika siswa kelas V Sekolah Dasar. Metode dalam penelitian ini menggunakan R&D (Reseach and Develovment) dimana penelitian ini menggunakan dua uji coba, yaitu uji coba skala terbatas dan uji coba skala luas. Populasi dalam penelitian ini adalah siswa kelas V MI Baiturrahim tahun ajaran 2022-2023 untuk subjek uji skala terbatas yaitu 10 siswa dan uji skala luas 37 siswa. Pada penelitian ini menggunakan instrument soal tes, lembar observasi, angket serta wawancara didukung dengan dokumentasi. Kesimpulan dari pengembanga media pembelajaran memperoleh skor dari ahli materi 91,67%, ahli media 77,78% dan ahli praktisi 86,67% hasil angket respon siswa memperoleh skor 79,73% dengan kategori baik dan hasil observasi siswa mendapat skor 77,25 dengan kategori baik. Sedangkan pada hasil uji n-gain mendapat skor 0,46 dengan interpretasi sedang pada uji coba terbatas dan 0,41 dengan interpretasi sedang pada uji coba luas yang artinya kemampuan konsep pemahaman siswa mengalami peningkatan setelah menggunakan media powerpoint interaktif, dan kendala yang dialami yaitu manajemen waktu dan keterbatasan dalam bimbingan kelompok.
Co-Authors Matnin Pupu Pauziah Rabbani, Sylvia Rosi, Fahrur Semi, Semi