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All Journal Jurnal Ekonomi dan Bisnis Islam Economica: Jurnal Ekonomi Islam BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Zaimsyah, Annisa Masruri
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Religion Economics, Econometrics & Finance Education Social Sciences Other

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THE DETERMINANT FACTOR OF CROWDFUNDERS' BEHAVIOUR IN USING CROWDFUNDING WAQF MODEL: CASE STUDY IN GENERATION Z MUHAMMADIYAH Sayuti, Hendri; Syamsurizal; Zaimsyah, Annisa Masruri; Masrizal
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 9 No. 2 (2023): JULY - DECEMBER 2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v9i2.49413

Abstract

Introduction: The potential of Waqf is vast in Indonesia but has yet to be optimized. This paper offers a model for waqf institutions to adopt financial technology to develop Waqf for Muhammadiyah organizations. Later, the Crowdfunding waqf model (CWM) was validated by adopting the technology acceptance model (TAM) theory. Methods: This research adopts a structural equation using the partial least square approach to test the hypothesis. Based on purposive sampling, 568 questionnaires were distributed through an online survey to Generation Z Muhammadiyah. Results: Based on the findings, the Crowdfunding waqf model's perceived benefits and ease of use positively impact waqf institution trust and crowdfunder or donor behavioral intention. Furthermore, the results also found that literacy and religiosity significantly positively affect crowdfunding behavioral intentions in Waqf. Conclusion and suggestion: The results of this study provide a comprehensive perspective for policymakers, especially Muhammadiyah organizations, to improve quality by adopting crowdfunding financial technology in raising waqf funds. Finally, this paper offers additional literature on Waqf and Crowdfunding, particularly in the context of religious organizations.
Optimizing Zakat Management: The Agricultural Sector’s Role in Poverty Reduction in Indonesia and Malaysia Mukhlis, Mukhlis; Zaimsyah, Annisa Masruri; Ibrahim, Patmawati Bte Hj; Marliyah, Marliyah; Siregar, Pani Akhiruddin
Economica: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2023.14.1.13979

Abstract

The development of welfare systems and income tax in the 20th century shows religious practices in poverty alleviation, especially zakat in Islamic tradition. In Indonesia and Malaysia, zakat management is an effort in poverty alleviation, but challenges remain, especially in the centralized system in Malaysia. This study aims to examine the effectiveness of agricultural zakat management in Indonesia and Malaysia, including comparing its implementation and impact in the agricultural sector. This study uses a qualitative method, using a comprehensive literature review and content analysis based on Creswell's qualitative research framework. The results of this study indicate that agricultural Zakat has significant potential to increase zakat income and support poverty alleviation. In Indonesia, where agriculture is a major economic sector, the impact is very prominent. However, better governance and digital integration are needed for optimization. Collaboration between the government, zakat institutions, and the community is essential in order to maximize the role of zakat in economic empowerment. This study contributes to the comparative analysis of zakat management in the two countries and highlights the need for local strategies to increase its effectiveness in poverty alleviation.
Etika dan Pola Konsumsi Islami dalam Program Makan Bergizi Gratis (MBG): Pendekatan Maqasid Syariah Zaimsyah, Annisa Masruri
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 2 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i2.10742

Abstract

Stunting dan ketahanan pangan tetap menjadi tantangan serius dalam pengembangan sumber daya manusia di Indonesia, mendorong pemerintah untuk menerapkan Program Makan Gratis Bergizi (MBG) sebagai intervensi gizi nasional. Dalam konteks masyarakat mayoritas Muslim, evaluasi kebijakan pangan publik tidak hanya relevan dari perspektif teknokratis tetapi juga dari sudut pandang nilai-nilai etika Islam. Studi ini bertujuan untuk menganalisis kesesuaian Program MBG dengan prinsip ḥalālan ṭayyiban dan kerangka maqāṣid al-sharī'ah sebagai landasan etika konsumsi Islami. Penelitian ini menggunakan pendekatan deskriptif kualitatif melalui riset pustaka, dengan mengacu pada Al-Qur'an, Hadits, peraturan kebijakan, dan literatur akademis yang relevan. Temuan menunjukkan bahwa, secara konseptual, Program MBG selaras dengan prinsip ḥalālan ṭayyiban dengan menyediakan makanan halal dan bergizi seimbang berdasarkan sumber daya pangan lokal. Dari perspektif maqāṣid al-sharī'ah, program ini berkontribusi pada perlindungan kehidupan (ḥifẓ al-nafs), akal (ḥifẓ al-'aql), keturunan (ḥifẓ al-nasl), kekayaan (ḥifẓ al-māl), dan agama (ḥifẓ al-dīn). Namun, pada tingkat implementasi, beberapa tantangan masih ada, termasuk kelemahan dalam manajemen rantai pasokan, potensi penurunan kualitas pangan, dan perilaku konsumsi yang cenderung boros dan tidak seimbang secara nutrisi, sehingga membatasi realisasi optimal prinsip ṭayyib. Oleh karena itu, integrasi pengawasan halal–ṭayyib, pendidikan etika konsumsi Islami, dan penguatan tata kelola program sangat penting untuk memastikan bahwa Program MBG berfungsi tidak hanya sebagai inisiatif mitigasi stunting tetapi juga sebagai kebijakan pangan publik berbasis nilai Islam yang berkelanjutan dan berorientasi pada kesejahteraan masyarakat.
Co-Authors Hendri Sayuti Ibrahim, Patmawati Bte Hj Marliyah, Marliyah Masrizal Masrizal Mukhlis Mukhlis Siregar, Pani Akhiruddin Syamsurizal