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All Journal Al Fiddhoh: Journal of Banking, Insurance, and Finance Balance : Jurnal Akuntansi dan Manajemen
Sepdiana, Nana
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Peran Literasi Keuangan Syari’ah Dalam Membentuk Keputusan Investasi Syari’ah Pekerja Generasi Milenial Dan Gen Z Sepdiana, Nana
Balance : Jurnal Akuntansi dan Manajemen Vol. 4 No. 1 (2025): April 2025
Publisher : Lembaga Riset Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59086/jam.v4i1.685

Abstract

Penelitian ini bertujuan untuk mengeksplorasi peran literasi keuangan syari’ah dalam pengambilan keputusan investasi syari’ah oleh generasi milenial dan gen z di Kecamatan Mandau. Menggunakan pendekatan metode kualitatif dengan metode studi kasus, data yang diperoleh melalui wawancara mendalam dengan informan berusia 22 – 34 tahun yang telah memiliki penghasilan dan berpengalaman investasi minimal 6 bulan. Hasil penelitian menunjukkan bahwa literasi keuangan syari’ah generasi milenial dan gen z di Kecamatan Mandau masih rendah sehingga generasi milenial dan gen z di Kecamatan Mandau belum tertarik untuk berinvestasi syari’ah. Implikasi dari penelitian ini adalah pemerintah, institusi pendidikan, dan lembaga keuangan perlu mengembangkan program edukasi keuangan syari’ah di Kecamatan Mandau. This study aims to explore the role of Islamic financial literacy in investment decision-making by millennial and Gen Z workers in Mandau District. Using a qualitative approach with a case study method, data were obtained through in-depth interviews with informants aged 22 to 34 years who already have income and at least 6 months of investment experience. The results of the study show that the Islamic financial literacy of millennial and Gen Z workers in Mandau District is still low, causing them to be less interested in Islamic investment. The implication of this research is that the government, educational institutions, and financial institutions need to develop Islamic financial education programs in Mandau District.  
GOOD AMIL GOVERNANCE: STANDAR AKUNTABILITAS UNTUK LEMBAGA ZAKAT TERINTEGRASI Romi, Muhammad; Sepdiana, Nana; Mukhlis, Mukhlis
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 6 No. 2 (2025): Al Fiddhoh: Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v6i2.5995

Abstract

Professional, transparent, and accountable zakat management is an urgent necessity to address public trust challenges toward zakat institutions. This makes the implementation of Good Amil Governance important to study, given its role in strengthening institutional legitimacy and the effectiveness of zakat distribution. This research aims to analyze the implementation of Good Amil Governance in zakat institutions in Indonesia and to examine accountability standards that support integrated governance. The research method employed is a literature study with a descriptive qualitative approach, reviewing regulations, previous studies, and governance practices in zakat management organizations. The findings indicate that the implementation of Good Amil Governance has shown significant progress, particularly in transparency, accountability, and professional management, although its consistency varies across institutions. The quality of amil human resources is proven to be a key factor in realizing good governance. Furthermore, zakat accountability standards encompass vertical dimensions (sharia compliance) and horizontal dimensions (public trust), supported by digital technology though not yet evenly applied. The implications highlight the importance of regulatory harmonization, integrated reporting systems, and strengthening amil capacity to enhance public trust, expand global philanthropic networks, and position zakat institutions as agents of social justice in sustainable development.
Co-Authors Mukhlis Mukhlis Romi, Muhammad