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All Journal Jurnal Minds: Manajemen Ide dan Inspirasi
Himawan, Evan
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Evaluation of the Effectiveness of Government Investment in the Housing Financing Liquidity Facility Program in Indonesia Subagio, Subagio; Iskandar, Iskandar; Akhmadi, Heru; Sugiri, Dani; Nasrudin, Edy; Hidayat, Didit; Sohan, Arbyanto Baehaqqi; Sihaloho, Cristian RP; Himawan, Evan
Jurnal Minds: Manajemen Ide dan Inspirasi Vol 13 No 1 (2026): June
Publisher : Management Department, Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/minds.v13i1.63764

Abstract

This study addresses a gap in FLPP scholarship by shifting evaluation from fiscal absorption and housing-unit realization toward the public management of subsidized housing investment. Using the CIPP framework as an analytical lens, the study examines policy coherence, resource adequacy, implementation control, and socio-economic outcomes. A qualitative case study was conducted through 28 in-depth interviews with officials from the Ministry of Housing and Settlement Areas, BP Tapera, KPPN Investasi, implementing banks, developers, and low-income beneficiaries across seven purposively selected provinces, supported by document analysis and secondary-data triangulation. The findings show that FLPP contributes to backlog reduction, regional economic multipliers, asset formation for low-income households, and social stability. Its effectiveness, however, is constrained by regulatory fragmentation, quota ambiguity, exclusionary screening mechanisms, and weak infrastructure coordination. The study contributes by positioning FLPP effectiveness as a question of administrative capacity, implementation governance, interagency coordination, accountability, and equitable service delivery.
Co-Authors Edy Nasrudin, Edy Hidayat, Didit Iskandar Iskandar Muhammad Heru Akhmadi Sihaloho, Cristian RP Sohan, Arbyanto Baehaqqi Subagio Subagio, Subagio Sugiri, Dani