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Analisis Sistem dan Prosedur Pemberian Kredit di LPD Desa Adat Legian Pratiwi, Ni Putu Agusstina; Astari, Ni Putu Erviani
Seminar Ilmiah Nasional Teknologi, Sains, dan Sosial Humaniora (SINTESA) Vol. 7 (2025): PROSIDING SINTESA
Publisher : LPPM Universitas Dhyana Pura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36002/snts.v7i.3672

Abstract

Tujuan penelitian ini adalah untuk mengetahui sistem danprosedur pemberian kredit pada LPD Desa Adat Legian.Data yang digunakan adalah data kualitatif yang didukung dengan adanya formulir – formulir kredit, analisis kredit, tugas pokok dan struktur organisasi. Subjek penelitian ini adalah LPD Desa Adat Legian dan objek dalam penelitian ini adalah sistem dan prosedur pemberian Kredit Pada LPD Desa Adat Legian. Teknik metode pengumpulan data observasi, wawancara, dokumentasi. Serta data yang didapatkan akan dianalisis dengan menggunakan analisis deskriptif kualitatif. Hasil penelitian ini sistem dan prosedur pemberian kredit sudah bisa dikatakan sudah memadai. Dalam proses pemberian kredit pada LPD Desa Adat Legian akan melibatkan beberapa bagian yaitu debitur, bagian analisa kredit, bagian kredit, Kepala bagian Kredit, Pengurus (Tata Usaha / Sekretaris) Kepala LPD Dan Badan Pengawas (BP) LPD, Kelian Banjar, serta Bagian Kasir (Teller). Debitur mengajukan permohonan kredit, bagian kredit yang akan mewawancarai, mensurvey ke lapangan, mencari informasi kepada pihak lain, dan mengecek riwayat kredit sebelumnya dari calon debitur tersebut dan memerintahkan data kepada calon debitur, Analisis mengajukan permohonan kepada kepala bagian, Pengurus akan memberi keputusan atau rekomendasi untuk di teruskan kepada pejabat (Ketua dan BP), Ketua Dan BP LPD sesuai wewenang telah memberi tanda persetujuan, dan kelian banjar melakukan ttd dan cap basah sebagai persetujuan permohonan, dan pada bagian kasir ( Teller )yang akan membuatkan kwitansi serta akan melakukan realisasi kredit, dan untuk bagian kredit yang akan mengarsipkan semua dokumen dari debitur.
Analisis Faktor yang Memengaruhi Harga Aluminium dan Kaca Sebagai Bahan Baku Produksi pada Perusahaan Sari Mulia Abadi Kaca Kristanti, Ni Made Yudhit; Astari, Ni Putu Erviani
Seminar Ilmiah Nasional Teknologi, Sains, dan Sosial Humaniora (SINTESA) Vol. 7 (2025): PROSIDING SINTESA
Publisher : LPPM Universitas Dhyana Pura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36002/snts.v7i.3677

Abstract

Penelitian ini bertujuan untuk menganalisis pengajuan harga aluminium dan kaca. Analisis dilakukan terhadap faktor-faktor yang memengaruhi fluktuasi harga kedua material tersebut, seperti permintaan pasar, biaya produksi, dan kebijakan pemerintah terkait impor. Metode yang digunakan adalah deskriptif kualitatif, dengan pengumpulan data melalui wawancara dan dokumentasi. Hasil menunjukkan bahwa harga aluminium dan kaca bervariasi tergantung pada kualitas dan ukuran produk. Penetapan harga yang kompetitif dapat meningkatkan daya saing perusahaan di pasar. Selain itu, strategi promosi yang efektif diperlukan untuk menarik konsumen dan meningkatkan penjualan, sehingga berkontribusi pada pertumbuhan ekonomi usaha kecil di sektor ini. Selain itu, ditemukan bahwa fluktuasi nilai tukar mata uang juga berperan penting dalam menentukan harga kedua material ini. Penelitian ini diharapkan dapat memberikan wawasan bagi pelaku industri konstruksi dalam merencanakan anggaran dan pengadaan material yang lebih efisien.
Analysis Of Fraud Prevention in Village Fund Management Using Anti-Fraud Awareness and Whistleblowing System Puspitha, Made Yessi; Astari, Ni Putu Erviani; Artaningrum, Rai Gina
Jurnal Ilmiah Raflesia Akuntansi Vol 10 No 1 (2024): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v10i1.378

Abstract

Fraud is an issue that still affects organizations on a regular basis. The administration of village funds was one of the fraud incidents. Increasing each person's anti-fraud awareness and creating a whistleblowing system that serves as a conduit for reporting any act of violation committed within the organization are two ways to reduce the number of fraud cases involving village fund administration. There were fifteen villages in the Mengwi sub-district that made up the research population. People who might be involved in managing village finances, such as the village consultative council, the village head, the village secretary, and the village treasurer, made up the research samples. Partial Least Square (PLS) analysis with a variance-based SEM equation model was used to evaluate hypotheses. The test results found that anti-fraud awareness had an effect on the whistleblowing system, anti-fraud awareness had an effect on fraud prevention in village fund management, the whistleblowing system had an effect on fraud prevention in village fund management, and anti-fraud awareness through the whistleblowing system had an impact on fraud prevention in village fund management.
The Impact of Difference of Opinions and the Google Search Volume Index on the Phenomenon of IPO Underpricing Astari, Ni Putu Erviani; Puspitha, Made Yessi
Journal of Business and Management Review Vol. 6 No. 2 (2025): (Issue-February)
Publisher : Profesional Muda Cendekia Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47153/jbmr.v6i2.1220

Abstract

Research Aims: The purpose of this study is to ascertain how the Google Search Volume Index and difference of opinions affect the Indonesia Stock Exchange's IPO underpricing phenomenon. Design/methodology/approach: With secondary data, this study uses quantitative methodologies. Purposive sampling is the approach used for sampling, and 416 research samples are included in total. Multiple linear regression analysis is the method utilized for data analysis. Research Findings: This study demonstrates that difference of opinions has a negative effect on the underpricing phenomenon during initial public offers (IPOs). Investor interest has a favourable effect on the underpricing phenomenon during initial public offerings (IPOs). This shows that even when investors look for additional information about a company's shares on the Internet, they are still interested in information about initial price changes. As a result, investors' focus is drawn to the underpricing of public offerings (IPOs), which leads to a difference of opinions on the IPO's value. Theoretical Contribution/Originality: This study provides an understanding of the influence of the Google Search Volume Index and Differences of Opinion on the Phenomenon of IPO underpricing on the Indonesia Stock Exchange. These findings provide valuable insights for investors and companies seeking to optimize their investment and funding policies.
The Effect of Accounting Information Systems, Education, and Internal Control Systems on Employee Performance at LPD Kediri Region: Pengaruh Sistem Informasi Akuntansi, Pendidikan, dan Sistem Pengendalian Internal Pada Kinerja Karyawan di LPD Kecamatan Kediri Dewi, Rosalina Nyoman Ayu Rosita; Artaningrum, Rai Gina; Astari, Ni Putu Erviani
JAKADARA: JURNAL EKONOMIKA, BISNIS, DAN HUMANIORA Vol. 4 No. 2 (2025): JAKADARA: JURNAL EKONOMIKA, BISNIS, DAN HUMANIORA
Publisher : LPPM Universitas Dhyana Pura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36002/jd.v4i2.3814

Abstract

Employee performance serves as a vital measure of a company's success. It reflects how effectively and efficiently employees fulfill their assigned duties and responsibilities. This performance can be evaluated through the quality and quantity of work produced, as well as how well employees meet the company's established expectations and objectives. Enhancing employee performance is essential for achieving desired work quality and output. Several factors influence this performance, including accounting information systems, education, and internal control systems. This study seeks to gather empirical evidence regarding the impact of these elements on employee performance. The research was conducted at LPDs (Village Credit Institutions) in the Kediri Region, employing a purposive sampling method that focused on employees within the accounting department. Data analysis was performed using multilinear regression techniques. The findings indicate that accounting information systems, education, and internal control systems all positively affect employee performance..