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All Journal Jurnal Legalitas KRTHA BHAYANGKARA Jurnal Hukum dan Pembangunan
Agusta, Hendrawan
Unknown Affiliation
Law, Crime, Criminology & Criminal Justice

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PERLINDUNGAN DATA PRIBADI PENERIMA PINJAMAN DALAM TRANSAKSI PINJAM MEMINJAM UANG BERBASIS TEKNOLOGI INFORMASI (PEER TO PEER LENDING) Agusta, Hendrawan
Jurnal Hukum & Pembangunan
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of information technology is very rapid, the collaboration between information technology and various fields of life bring in to various kinds of innovations that make peoples lives easier. Innovations in information technology bring in to new business models which in turn can produce efficiency for the community. The information technology revolution continues to grow and now entering the financial sector which is highly regulated. Collaboration between information technology and finance bring in to Financial Technology (Fintech), which is information technology-based money-lending (Peer to Peer Lending/P2P Lending). It is easier for people to access their financial needs through P2P Lending. On the other hand, challenges arise in P2P Lending regarding data protection (personal data, transaction data and financial data). In this research, only the personal data of the Borrower will be discussed, where the personal data needs to be protected so there is no misuse that causes legal problems.
Perlindungan Data Pribadi Penerima Pinjaman Dalam Transaksi Pinjam Meminjam Uang Berbasis Teknologi Informasi (Peer to Peer Lending) Agusta, Hendrawan
KRTHA BHAYANGKARA Vol. 14 No. 2 (2020): KRTHA BHAYANGKARA: DECEMBER 2020
Publisher : Fakultas Hukum Universitas Bhayangkara Jakarta Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31599/krtha.v14i2.189

Abstract

­­­­Perkembangan teknologi informasi sangat pesat, adanya kolaborasi antara teknologi informasi dengan berbagai bidang kehidupan melahirkan berbagai macam inovasi yang membuat kehidupan masyarakat semakin mudah. Inovasi di bidang teknologi informasi melahirkan model bisnis baru yang pada gilirannya mampu menghasilkan efisiensi bagi masyarakat. Revolusi teknologi informasi tersebut terus berkembang dan sekarang memasuki bidang keuangan yang regulasinya ketat. Kolaborasi antara teknologi informasi dengan bidang keuangan melahirkan Teknologi Finansial atau Financial Technology (Fintech), salah satunya pinjam-meminjam uang berbasis teknologi informasi (Peer to Peer Lending/P2P Lending). Masyarakat menjadi lebih mudah mengakses kebutuhan keuangannya melalui P2P Lending. Di sisi lain, muncul tantangan dalam P2P Lending mengenai perlindungan data (data pribadi, data transaksi dan data keuangan). Dalam penelitian ini yang akan dibahas hanya data pribadi Penerima Pinjaman, dimana data pribadi tersebut perlu dilindungi agar tidak terjadi penyalahgunaan yang menimbulkan permasalahan hukum.
Keamanan dan Akses Data Pribadi Penerima Pinjaman Dalam Peer to Peer Lending di Indonesia Agusta, Hendrawan
KRTHA BHAYANGKARA Vol. 15 No. 1 (2021): KRTHA BHAYANGKARA: JUNE 2021
Publisher : Fakultas Hukum Universitas Bhayangkara Jakarta Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31599/krtha.v15i1.289

Abstract

Perkembangan teknologi informasi telah merubah pola hidup masyarakat, salah satunya membawa perubahan paradigma mengenai jenis kekayaan baru sehingga muncul fenomena Data is The New Oil. Model bisnis baru yang muncul dari perkembangan teknologi informasi telah menyentuh industri keuangan dan melahirkan Teknologi Finansial, salah satunya pinjam-meminjam uang berbasis teknologi informasi (Peer to Peer Lending/P2P Lending). Selain melahirkan peluang melalui kemudahan mendapatkan akses keuangan, P2P Lending juga menimbulkan tantangan terkait Data Pribadi. Sekali Data Pribadi Penerima Pinjaman (Pengguna Aplikasi) masuk ke dalam Sistem Elektronik Penyelenggara P2P Lending, Penerima Pinjaman selaku Pemilik Data Pribadi tidak lagi memiliki kontrol penuh terhadap Data Pribadinya. Penelitian ini membahas Keamanan Data Pribadi dan Akses Data Pribadi dalam P2P Lending. Keamanan Data Pribadi memegang peranan penting untuk mencegah terjadinya kebocoran Data Pribadi, sedangkan Akses Data Pribadi merupakan sarana bagi Penerima Pinjaman untuk melakukan kontrol atas Data Pribadinya.
Legal Application of the Right to Data Portability In Peer To Peer Lending in Indonesia Setianto, Ori; Agusta, Hendrawan; Nadya, Annisa Putri; Siahaan, Rudy; Firanda, Gika Asdina
JURNAL LEGALITAS Vol 13, No. 02 (2020)
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (592.076 KB) | DOI: 10.33756/jelta.v13i2.8476

Abstract

Once Personal Data entered into an Electronic System has become Electronic Information in digital form. It can be seen using parameters that the Personal Data is no longer in atom base format but has changed to byte base format. Electronic Information in IT Law approach can be transmitted between Electronic Systems in a possible connection. Data Portability arise, one of which is to allow Data Subject as the Application User to transmit his Personal Data from one Electronic System to another for his own benefit, with the consent and or request of the Data Subject. The development of Data Portability is influenced by the European Union through the General Data Protection Regulation (GDPR), where this is one of the factors that must be considered along with the development of Data is The New Oil phenomenon. P2P Lending business model as a part of Financial Technology (Fintech) in the registration process for Lending accounts is also related to Data Portability. This journal discusses on how the application of The Right to Data Portability in P2P Lending in Indonesia.
Co-Authors Firanda, Gika Asdina Nadya, Annisa Putri Setianto, Ori Siahaan, Rudy